Superworth

Richmond Mutual Bancorporation RMBI

Banks - Regional, Financial Services
$15.90
−0.56%
Market cap
$266.5M
PE
13.1×
5y median 13.1×
Forward PE
n/m
not a meaningful number
Revenue, 12 months
$52M
+15% on a year ago
Net margin
23.1%

Richmond Mutual Bancorporation trades at 13.1× trailing earnings, near its ten-year median. Revenue was $52M over the last twelve months, up 15% on a year earlier with a 23% net margin.

Charts

Financials

Income statement for RMBI, by quarter
Income statementQ3 FY23Q4 FY23Q1 FY24Q2 FY24Q3 FY24Q4 FY24Q1 FY25Q2 FY25Q3 FY25Q4 FY25Q1 FY26Q2 FY26
$10.3M−12%$10.5M−12%$11M−0%$10.7M+2%$10.8M+5%$11.1M+5%$11.4M+4%$11.8M+11%$12.6M+17%$13.1M+18%$12.7M+12%$13.7M+15%
Interest expense$8.3M+212%$9.3M+145%$9.7M+82%$10.5M+53%$10.8M+31%$10.8M+17%$10.6M+10%$10.6M+1%$10.5M−3%$10.3M−4%$9.7M−8%$9.8M−7%
Pre-tax income$2.2M−41%$2.2M−45%$2.7M−21%$2.4M−25%$2.8M+28%$2.9M+35%$2.3M−15%$3M+26%$4.2M+49%$4.1M+40%$3.3M+45%$2.7M−11%
$273.6K−56%$235K−65%$352.2K−34%$305.1K−36%$369.4K+35%$459.7K+96%$348.3K−1%$382.4K+25%$644.7K+75%$700.8K+52%$562.4K+62%$436.3K+14%
Net income$1.9M−38%$1.9M−41%$2.4M−18%$2.1M−24%$2.5M+27%$2.5M+28%$2M−17%$2.6M+26%$3.6M+46%$3.4M+38%$2.8M+42%$2.2M−14%
$0.19−35%$0.19−39%$0.23−15%$0.20−23%$0.24+26%$0.24+26%$0.20−13%$0.26+30%$0.36+50%$0.35+46%$0.28+40%$0.22−15%
10.4M−4%10.3M−5%10.2M−5%10.2M−3%10.2M−2%10.3M+0%10.1M−1%9.8M−3%9.9M−3%9.8M−5%9.9M−2%9.9M+1%

EPS, diluted: 6 periods, Q4 FY20 to Q4 FY25: quarter's net income to common over its shares, to the cent.

Diluted shares: 6 periods, Q4 FY20 to Q4 FY25: share-days: the 12-month average less the 9-month, weighted by days.

From each company's 10-Q and 10-K filings, the newest version of each figure. Quarters are as filed (a fourth quarter is the year less its first nine months), fiscal years as the 10-K prints them, restated where a later 10-K restated them, and balance sheet lines as of the period's end. A quarter whose 10-Q isn't filed yet is from the company's results release. Growth is on the same period a year earlier. A dash is a period with no figure for the line: the filing doesn't print it, or it hasn't been read yet.

Peers

Companies in Banks - Regional nearest Richmond Mutual Bancorporation's size, closest first.

CompanyMarket capPEIts 10y median PEFwd PEP/SRevenue growthNet margin
RMBIRichmond Mutual Bancorporation$266.5M13.1×13.1×n/m+15%23.1%
FXNCFirst National$271.1M12.5×10.8×n/m+12%23.3%
FNRNFirst Northern Community Bancorp$275.6M12.5×7.9×n/m+5%30.0%
WNEBWestern New England Bancorp$278.2M16.5×16.4×n/m+17%19.0%
EFSIEagle Financial Services$254M13.6×11.2×n/m+37%20.6%
GBFHGBank Financial$252.2M13.6×19.8×n/m+20%22.4%
FRAFFranklin Financial Services$286.3M11.6×10.4×n/m+22%26.0%
OVLYOak Valley Bancorp$287M12.1×10.5×n/m+7%28.0%
MYFWFirst Western Financial$292.8M16.1×14.6×n/m+15%16.9%
DAAQDigital Asset Acquisition$241.3M38.9×38.7×n/mn/mn/m
ISBAIsabella Bank$295.2M14.2×13.7×n/m+16%23.4%
Peer median$276.9M13.6×12.5×n/a+16%23.3%

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Industry
Banks - Regional
Sector
Financial Services

Valuation data, not investment advice. Prices as of .