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Isabella Bank ISBA

Banks - Regional, Financial Services
$38.69
+0.03%
Market cap
$295.2M
PE
14.2×
10y median 13.7×
Forward PE
n/m
not a meaningful number
Revenue, 12 months
$85.3M
+16% on a year ago
Net margin
23.4%

Isabella Bank trades at 14.2× trailing earnings, near its ten-year median. Revenue was $85.3M over the last twelve months, up 16% on a year earlier with a 23% net margin.

Charts

Financials

Income statement for ISBA, by quarter
Income statementQ3 FY23Q4 FY23Q1 FY24Q2 FY24Q3 FY24Q4 FY24Q1 FY25Q2 FY25Q3 FY25Q4 FY25Q1 FY26Q2 FY26
$17.7M−7%$17.1M−12%$16.7M−10%$17.2M−6%$18M+2%$18.5M+8%$18.1M+8%$18.8M+10%$20.5M+14%$21.2M+14%$21.2M+18%$22.5M+19%
Interest expense$6.2M+409%$7.4M+353%$8.1M+151%$8.5M+77%$8.9M+43%$8.6M+16%$8.1M−0%$8.1M−5%$8.7M−2%$8.6M−1%$8.2M+2%$8.1M+0%
Pre-tax income$5.3M−25%$4.5M−41%$3.6M−43%$4.1M−26%$3.8M−28%$4.8M+6%$4.9M+34%$6.2M+51%$6.3M+63%$6.8M+41%$6M+23%$6.2M+0%
$937K−24%$726K−47%$511K−53%$612K−33%$561K−40%$825K+14%$912K+79%$1.1M+86%$1M+85%$2.1M+158%$985K+8%$1.1M−0%
Net income$4.4M−25%$3.8M−40%$3.1M−41%$3.5M−25%$3.3M−26%$4M+5%$3.9M+26%$5M+45%$5.2M+60%$4.7M+17%$5M+26%$5M+0%
$0.58−25%$0.51−39%$0.42−40%$0.46−25%$0.44−24%$0.54+6%$0.53+26%$0.68+48%$0.71+61%$0.64+19%$0.68+28%$0.69+2%
7.6M−1%7.5M−2%7.5M−2%7.5M−1%7.5M−1%7.5M−1%7.4M−1%7.4M−1%7.4M−1%7.3M−1%7.3M−1%7.3M−1%

EPS, diluted: 15 periods, Q4 FY11 to Q4 FY25: quarter's net income to common over its shares, to the cent.

Diluted shares: 14 periods, Q4 FY11 to Q4 FY25: share-days: the 12-month average less the 9-month, weighted by days. Q4 FY20: a loss quarter: its basic count, share-days: the 12-month average less the 9-month, weighted by days.

From each company's 10-Q and 10-K filings, the newest version of each figure. Quarters are as filed (a fourth quarter is the year less its first nine months), fiscal years as the 10-K prints them, restated where a later 10-K restated them, and balance sheet lines as of the period's end. A quarter whose 10-Q isn't filed yet is from the company's results release. Growth is on the same period a year earlier. A dash is a period with no figure for the line: the filing doesn't print it, or it hasn't been read yet.

Peers

Companies in Banks - Regional nearest Isabella Bank's size, closest first.

CompanyMarket capPEIts 10y median PEFwd PEP/SRevenue growthNet margin
ISBAIsabella Bank$295.2M14.2×13.7×n/m+16%23.4%
MYFWFirst Western Financial$292.8M16.1×14.6×n/m+15%16.9%
OVLYOak Valley Bancorp$287M12.1×10.5×n/m+7%28.0%
FRAFFranklin Financial Services$286.3M11.6×10.4×n/m+22%26.0%
BPRNPrinceton Bancorp$306.8M11.8×13.1×n/m+6%30.0%
FVCBFVCBankcorp$308.4M12.0×13.5×n/mn/mn/m
WNEBWestern New England Bancorp$278.2M16.5×16.4×n/m+17%19.0%
FNRNFirst Northern Community Bancorp$275.6M12.5×7.9×n/m+5%30.0%
FXNCFirst National$271.1M12.5×10.8×n/m+12%23.3%
FSBWFS Bancorp$326.1M10.1×8.7×n/m+7%21.4%
RMBIRichmond Mutual Bancorporation$266.5M13.1×13.1×n/m+15%23.1%
Peer median$286.6M12.3×11.9×n/a+12%23.3%

More on Isabella Bank

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About

Industry
Banks - Regional
Sector
Financial Services

Valuation data, not investment advice. Prices as of .