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First Internet Bancorp profit margin INBK

Gross, operating and net profit as a share of revenue over the last twelve months, from 2012.

Net margin, 12 months
−23.9%
Net margin on a year earlier
−34.7 pts
Peer median
21.5%

Over the twelve months to Jun 30, 2026, First Internet Bancorp kept −23.9% of its revenue as net profit.

Five years earlier its net margin was 36.0%.

The median for 10 regional banks of a similar size is 21.5%.

Profit margin over time

Net

Open the interactive chart, with overlays and comparisons

Fiscal year by fiscal year

Fiscal yearNet margin
FY2025−30.2%
FY202418.8%
FY20238.3%
FY202230.0%
FY202140.3%
FY202029.2%
FY201931.6%
FY201830.8%
FY201723.6%
FY201622.5%
FY201521.8%
FY201414.7%
FY201317.0%
FY201220.6%

Quarter by quarter

QuarterEndedNet margin, 12 monthsChange on a year
Q2 FY26−23.9%−34.7 pts
Q1 FY26−27.1%−42.0 pts
Q4 FY25−30.2%−49.0 pts
Q3 FY25−29.0%−47.0 pts
Q2 FY2510.9%−5.5 pts
Q1 FY2514.9%−0.9 pts
Q4 FY2418.8%+10.4 pts
Q3 FY2418.0%+7.6 pts
Q2 FY2416.3%+1.4 pts
Q1 FY2415.8%−3.4 pts
Q4 FY238.3%−21.7 pts
Q3 FY2310.5%−23.6 pts

Against its peers

Companies in Banks - Regional nearest First Internet Bancorp's size, closest first, today.

CompanyProfit margin
INBKFirst Internet Bancorp−23.9%
PEBKPeoples Bancorp of North Carolinan/m
QNBCQNB20.3%
DAAQDigital Asset Acquisitionn/m
OPBKOP Bancorp29.2%
GBFHGBank Financial22.4%
EFSIEagle Financial Services20.6%
FCAPFirst Capital33.8%
CZWICitizens Community Bancorp19.9%
RMBIRichmond Mutual Bancorporation23.1%
RBKBRhinebeck Bancorp18.4%
Peer median21.5%

What the profit margin tells you

Profit as a share of revenue at three levels: gross (after making the product), operating (after running the business) and net (after everything, including tax and interest).

Compare within an industry. 10% is superb for a retailer and poor for a software company.

More on First Internet Bancorp

Valuation data, not investment advice. Prices as of . Reported figures come from the company's filings with the SEC.