First Internet Bancorp INBK

Banks - Regional, Financial Services

$26.71

−0.30%

Market cap: $233.3M
PE: n/m; a loss over the last year
Forward PE: n/m; not a meaningful number
Revenue, 12 months: $131.6M; −8% on a year ago
Net margin: −23.9%

First Internet Bancorp's trailing earnings are negative, so it has no PE. Revenue was $131.6M over the last twelve months, down 8% on a year earlier with a −24% net margin.

Charts

Financials

Income statement for INBK, by quarter
Income statement	Q3 FY23	Q4 FY23	Q1 FY24	Q2 FY24	Q3 FY24	Q4 FY24	Q1 FY25	Q2 FY25	Q3 FY25	Q4 FY25	Q1 FY26	Q2 FY26
	$24.8M−13%	$27.2M−1%	$29.1M+16%	$32.4M+35%	$33.8M+36%	$39.5M+45%	$35.5M+22%	$33.5M+4%	$5.7M−83%	$41.7M+6%	$43.1M+21%	$41.1M+23%
Interest expense	$45.6M+202%	$46.5M+94%	$47.4M+46%	$49.6M+24%	$53.2M+17%	$54.2M+17%	$51.7M+9%	$52.9M+7%	$54M+2%	$47.7M−12%	$44.2M−15%	$44.2M−16%
Pre-tax income	$3.1M−67%	$3.6M−48%	$5.6M	$6M+64%	$7.6M+147%	$8.3M+134%	$34K−99%	−$1.9M	−$54.5M	$5.5M−34%	$1.8M+5147%	$1.6M
	−$326K	−$585K	$429K	$218K	$620K	$999K	−$909K	−$2.1M	−$12.9M	$213K−79%	−$725K−20%	−$780K−62%
Net income	$3.4M−60%	$4.1M−35%	$5.2M	$5.8M+49%	$7M+105%	$7.3M+77%	$943K−82%	$193K−97%	−$41.6M	$5.3M−28%	$2.5M+166%	$2.4M+1126%
	$0.39−56%	$0.48−29%	$0.59	$0.67+52%	$0.80+105%	$0.83+73%	$0.11−81%	$0.02−97%	−$4.76	$0.61−27%	$0.29+164%	$0.27+1250%
	8.8M−8%	8.7M−7%	8.8M−3%	8.7M−3%	8.8M+0%	8.8M+1%	8.8M+0%	8.8M+1%	8.7M−0%	8.7M−1%	8.8M−0%	8.8M+1%

EPS, diluted: 8 periods, Q4 FY12 to Q4 FY25: quarter's net income to common over its shares, to the cent.

Diluted shares: 8 periods, Q4 FY12 to Q4 FY25: share-days: the 12-month average less the 9-month, weighted by days.

From each company's 10-Q and 10-K filings, the newest version of each figure. Quarters are as filed (a fourth quarter is the year less its first nine months), fiscal years as the 10-K prints them, restated where a later 10-K restated them, and balance sheet lines as of the period's end. A quarter whose 10-Q isn't filed yet is from the company's results release. Growth is on the same period a year earlier. A dash is a period with no figure for the line: the filing doesn't print it, or it hasn't been read yet.

Peers

Companies in Banks - Regional nearest First Internet Bancorp's size, closest first.

Company	Market cap	PE	Its 10y median PE	P/S	Revenue growth	Net margin
INBKFirst Internet Bancorp	$233.3M	n/m	10.7×	n/m	−8%	−23.9%
PEBKPeoples Bancorp of North Carolina	$237.5M	11.9×	11.4×	n/m	n/m	n/m
QNBCQNB	$229M	13.6×	10.7×	n/m	+25%	20.3%
DAAQDigital Asset Acquisition	$241.3M	38.9×	38.7×	n/m	n/m	n/m
OPBKOP Bancorp	$219.8M	7.6×	8.3×	n/m	+13%	29.2%
GBFHGBank Financial	$252.2M	13.6×	19.8×	n/m	+20%	22.4%
EFSIEagle Financial Services	$254M	13.6×	11.2×	n/m	+37%	20.6%
FCAPFirst Capital	$211.9M	11.5×	13.0×	n/m	+18%	33.8%
CZWICitizens Community Bancorp	$206.7M	16.4×	9.1×	n/m	+10%	19.9%
RMBIRichmond Mutual Bancorporation	$266.5M	13.1×	13.1×	n/m	+15%	23.1%
RBKBRhinebeck Bancorp	$202.2M	14.4×	10.1×	n/m	+60%	18.4%
Peer median	$233.2M	13.6×	11.3×	n/a	+19%	21.5%