Superworth

Ponce Financial profit margin PDLB

Gross, operating and net profit as a share of revenue over the last twelve months, from 2020.

Net margin, 12 months
28.1%
Net margin on a year earlier
+9.6 pts
Peer median
31.4%

Over the twelve months to Jun 30, 2026, Ponce Financial kept 28.1% of its revenue as net profit.

Five years earlier its net margin was 19.1%.

The median for 10 regional banks of a similar size is 31.4%.

Profit margin over time

Net

Open the interactive chart, with overlays and comparisons

Fiscal year by fiscal year

Fiscal yearNet margin
FY202526.3%
FY202413.1%
FY20234.4%
FY2022−41.1%
FY202127.2%
FY20207.0%

Quarter by quarter

QuarterEndedNet margin, 12 monthsChange on a year
Q2 FY2628.1%+9.6 pts
Q1 FY2627.3%+10.8 pts
Q4 FY2526.3%+13.2 pts
Q3 FY2521.4%+10.6 pts
Q2 FY2518.5%+7.8 pts
Q1 FY2516.5%+9.7 pts
Q4 FY2413.1%+8.7 pts
Q3 FY2410.8%+19.5 pts
Q2 FY2410.7%+44.3 pts
Q1 FY246.9%+39.3 pts
Q4 FY234.4%+45.5 pts
Q3 FY23−8.7%−2.4 pts

Against its peers

Companies in Banks - Regional nearest Ponce Financial's size, closest first, today.

CompanyProfit margin
PDLBPonce Financial28.1%
FMAOFarmers & Merchants Bancorp30.7%
COFSChoiceone Financial Services31.9%
OBTOrange County Bancorp37.4%
HBCPHome Bancorp30.4%
WTBAWest Bancorporation37.1%
NRIMNorthrim Bancorp30.9%
NPBNorthpointe Bancshares34.9%
BWFGBankwell Financial35.2%
BSRRSierra Bancorp28.7%
PBFSPioneer Bancorp16.5%
Peer median31.4%

Where Ponce Financial ranks

What the profit margin tells you

Profit as a share of revenue at three levels: gross (after making the product), operating (after running the business) and net (after everything, including tax and interest).

Compare within an industry. 10% is superb for a retailer and poor for a software company.

More on Ponce Financial

Valuation data, not investment advice. Prices as of . Reported figures come from the company's filings with the SEC.