Home Bancorp profit margin HBCP
Gross, operating and net profit as a share of revenue over the last twelve months, from 2011.
- Net margin, 12 months
- 30.4%
- Net margin on a year earlier
- +1.3 pts
- Peer median
- 31.2%
Over the twelve months to Jun 30, 2026, Home Bancorp kept 30.4% of its revenue as net profit.
Five years earlier its net margin was 37.8%.
The median for 10 regional banks of a similar size is 31.2%.
Profit margin over time
Net
Fiscal year by fiscal year
| Fiscal year | Net margin |
|---|---|
| FY2025 | 31.0% |
| FY2024 | 27.0% |
| FY2023 | 29.7% |
| FY2022 | 25.8% |
| FY2021 | 41.5% |
| FY2020 | 23.3% |
| FY2019 | 27.8% |
| FY2018 | 30.0% |
| FY2017 | 21.6% |
| FY2016 | 21.8% |
| FY2015 | 19.8% |
| FY2014 | 16.7% |
| FY2013 | 15.2% |
| FY2012 | 18.8% |
| FY2011 | 12.8% |
Quarter by quarter
| Quarter | Ended | Net margin, 12 months | Change on a year |
|---|---|---|---|
| Q2 FY26 | 30.4% | +1.3 pts | |
| Q1 FY26 | 30.7% | +3.1 pts | |
| Q4 FY25 | 31.0% | +4.0 pts | |
| Q3 FY25 | 30.4% | +3.1 pts | |
| Q2 FY25 | 29.1% | +1.6 pts | |
| Q1 FY25 | 27.6% | −1.1 pts | |
| Q4 FY24 | 27.0% | −2.7 pts | |
| Q3 FY24 | 27.3% | −2.6 pts | |
| Q2 FY24 | 27.6% | −2.5 pts | |
| Q1 FY24 | 28.7% | −0.6 pts | |
| Q4 FY23 | 29.7% | +3.9 pts | |
| Q3 FY23 | 29.9% | +2.7 pts |
Against its peers
Companies in Banks - Regional nearest Home Bancorp's size, closest first, today.
| Company | Profit margin |
|---|---|
| HBCPHome Bancorp | 30.4% |
| PDLBPonce Financial | 28.1% |
| FMAOFarmers & Merchants Bancorp | 30.7% |
| COFSChoiceone Financial Services | 31.9% |
| OBTOrange County Bancorp | 37.4% |
| PBFSPioneer Bancorp | 16.5% |
| AVBCAvidia Bancorp | 15.6% |
| WTBAWest Bancorporation | 37.1% |
| RBBRBB Bancorp | 31.5% |
| CBKCommercial Bancgroup | 42.1% |
| NRIMNorthrim Bancorp | 30.9% |
| Peer median | 31.2% |
Where Home Bancorp ranks
What the profit margin tells you
Profit as a share of revenue at three levels: gross (after making the product), operating (after running the business) and net (after everything, including tax and interest).
Compare within an industry. 10% is superb for a retailer and poor for a software company.
More on Home Bancorp
Valuation data, not investment advice. Prices as of . Reported figures come from the company's filings with the SEC.