Farmers & Merchants Bancorp profit margin FMAO
Gross, operating and net profit as a share of revenue over the last twelve months, from 2011.
- Net margin, 12 months
- 30.7%
- Net margin on a year earlier
- +3.8 pts
- Peer median
- 33.4%
Over the twelve months to Jun 30, 2026, Farmers & Merchants Bancorp kept 30.7% of its revenue as net profit.
Five years earlier its net margin was 25.9%.
The median for 10 regional banks of a similar size is 33.4%.
Profit margin over time
Fiscal year by fiscal year
| Fiscal year | Net margin |
|---|---|
| FY2025 | 27.4% |
| FY2024 | 25.5% |
| FY2023 | 23.4% |
| FY2022 | 31.8% |
| FY2021 | 27.0% |
| FY2020 | 26.2% |
| FY2019 | 28.2% |
| FY2018 | 29.5% |
| FY2017 | 27.1% |
| FY2016 | 26.0% |
| FY2015 | 25.3% |
| FY2014 | 24.2% |
| FY2013 | 24.0% |
| FY2012 | 25.8% |
| FY2011 | 24.0% |
Quarter by quarter
| Quarter | Ended | Net margin, 12 months | Change on a year |
|---|---|---|---|
| Q2 FY26 | 30.7% | +3.8 pts | |
| Q1 FY26 | 28.6% | +2.5 pts | |
| Q4 FY25 | 27.4% | +1.9 pts | |
| Q3 FY25 | 27.5% | +4.1 pts | |
| Q2 FY25 | 26.8% | +4.6 pts | |
| Q1 FY25 | 26.1% | +3.4 pts | |
| Q4 FY24 | 25.5% | +2.1 pts | |
| Q3 FY24 | 23.5% | −0.9 pts | |
| Q2 FY24 | 22.2% | −5.5 pts | |
| Q1 FY24 | 22.7% | −7.0 pts | |
| Q4 FY23 | 23.4% | −8.4 pts | |
| Q3 FY23 | 24.4% | −8.6 pts |
Against its peers
Companies in Banks - Regional nearest Farmers & Merchants Bancorp's size, closest first, today.
| Company | Profit margin |
|---|---|
| FMAOFarmers & Merchants Bancorp | 30.7% |
| PDLBPonce Financial | 28.1% |
| COFSChoiceone Financial Services | 31.9% |
| OBTOrange County Bancorp | 37.4% |
| WTBAWest Bancorporation | 37.1% |
| HBCPHome Bancorp | 30.4% |
| NRIMNorthrim Bancorp | 30.9% |
| NPBNorthpointe Bancshares | 34.9% |
| BWFGBankwell Financial | 35.2% |
| BSRRSierra Bancorp | 28.7% |
| BSVNBank7 | 42.7% |
| Peer median | 33.4% |
Where Farmers & Merchants Bancorp ranks
What the profit margin tells you
Profit as a share of revenue at three levels: gross (after making the product), operating (after running the business) and net (after everything, including tax and interest).
Compare within an industry. 10% is superb for a retailer and poor for a software company.
More on Farmers & Merchants Bancorp
Valuation data, not investment advice. Prices as of . Reported figures come from the company's filings with the SEC.