Orange County Bancorp profit margin OBT
Gross, operating and net profit as a share of revenue over the last twelve months, from 2020.
- Net margin, 12 months
- 37.4%
- Net margin on a year earlier
- +11.7 pts
- Peer median
- 31.4%
Over the twelve months to Jun 30, 2026, Orange County Bancorp kept 37.4% of its revenue as net profit.
Five years earlier its net margin was 25.1%.
The median for 10 regional banks of a similar size is 31.4%.
Profit margin over time
Fiscal year by fiscal year
| Fiscal year | Net margin |
|---|---|
| FY2025 | 32.7% |
| FY2024 | 25.9% |
| FY2023 | 29.0% |
| FY2022 | 27.0% |
| FY2021 | 29.3% |
| FY2020 | 19.4% |
Quarter by quarter
| Quarter | Ended | Net margin, 12 months | Change on a year |
|---|---|---|---|
| Q2 FY26 | 37.4% | +11.7 pts | |
| Q1 FY26 | 33.7% | +8.9 pts | |
| Q4 FY25 | 32.7% | +6.8 pts | |
| Q3 FY25 | 29.9% | +2.8 pts | |
| Q2 FY25 | 25.7% | −7.4 pts | |
| Q1 FY25 | 24.7% | −9.9 pts | |
| Q4 FY24 | 25.9% | −3.1 pts | |
| Q3 FY24 | 27.1% | −2.7 pts | |
| Q2 FY24 | 33.1% | +4.0 pts | |
| Q1 FY24 | 34.6% | +11.2 pts | |
| Q4 FY23 | 29.0% | +1.9 pts | |
| Q3 FY23 | 29.9% | +5.0 pts |
Against its peers
Companies in Banks - Regional nearest Orange County Bancorp's size, closest first, today.
| Company | Profit margin |
|---|---|
| OBTOrange County Bancorp | 37.4% |
| COFSChoiceone Financial Services | 31.9% |
| WTBAWest Bancorporation | 37.1% |
| FMAOFarmers & Merchants Bancorp | 30.7% |
| PDLBPonce Financial | 28.1% |
| NRIMNorthrim Bancorp | 30.9% |
| NPBNorthpointe Bancshares | 34.9% |
| BWFGBankwell Financial | 35.2% |
| BSRRSierra Bancorp | 28.7% |
| HBCPHome Bancorp | 30.4% |
| BSVNBank7 | 42.7% |
| Peer median | 31.4% |
Where Orange County Bancorp ranks
What the profit margin tells you
Profit as a share of revenue at three levels: gross (after making the product), operating (after running the business) and net (after everything, including tax and interest).
Compare within an industry. 10% is superb for a retailer and poor for a software company.
More on Orange County Bancorp
Valuation data, not investment advice. Prices as of . Reported figures come from the company's filings with the SEC.