Superworth

Choiceone Financial Services profit margin COFS

Gross, operating and net profit as a share of revenue over the last twelve months, from 2011.

Net margin, 12 months
31.9%
Net margin on a year earlier
+20.4 pts
Peer median
32.9%

Over the twelve months to Jun 30, 2026, Choiceone Financial Services kept 31.9% of its revenue as net profit.

Five years earlier its net margin was 24.1%.

The median for 10 regional banks of a similar size is 32.9%.

Profit margin over time

Net

Open the interactive chart, with overlays and comparisons

Fiscal year by fiscal year

Fiscal yearNet margin
FY202517.4%
FY202428.9%
FY202326.3%
FY202229.0%
FY202127.6%
FY202021.2%
FY201919.4%
FY201825.3%
FY201721.7%
FY201622.4%
FY201522.0%
FY201423.1%
FY201321.3%
FY201217.4%
FY201114.6%

Quarter by quarter

QuarterEndedNet margin, 12 monthsChange on a year
Q2 FY2631.9%+20.4 pts
Q1 FY2632.3%+25.3 pts
Q4 FY2517.4%−11.5 pts
Q3 FY2515.0%−13.0 pts
Q2 FY2511.4%−15.7 pts
Q1 FY257.0%−19.4 pts
Q4 FY2428.9%+2.6 pts
Q3 FY2428.0%+0.2 pts
Q2 FY2427.1%−1.4 pts
Q1 FY2426.4%−2.6 pts
Q4 FY2326.3%−2.7 pts
Q3 FY2327.9%+0.5 pts

Against its peers

Companies in Banks - Regional nearest Choiceone Financial Services' size, closest first, today.

CompanyProfit margin
COFSChoiceone Financial Services31.9%
OBTOrange County Bancorp37.4%
WTBAWest Bancorporation37.1%
FMAOFarmers & Merchants Bancorp30.7%
PDLBPonce Financial28.1%
NRIMNorthrim Bancorp30.9%
NPBNorthpointe Bancshares34.9%
BWFGBankwell Financial35.2%
BSRRSierra Bancorp28.7%
HBCPHome Bancorp30.4%
BSVNBank742.7%
Peer median32.9%

Where Choiceone Financial Services ranks

What the profit margin tells you

Profit as a share of revenue at three levels: gross (after making the product), operating (after running the business) and net (after everything, including tax and interest).

Compare within an industry. 10% is superb for a retailer and poor for a software company.

More on Choiceone Financial Services

Valuation data, not investment advice. Prices as of . Reported figures come from the company's filings with the SEC.