Choiceone Financial Services PE ratio COFS

Share price divided by earnings per share over the last twelve months, since 2012.

Today, Oct 23, 2026: 9.4×
10-year median: 11.5×
Against its 10-year history: 27th; percentile: 0 is its lowest day, 100 its highest
10-year range: 5.3× to 24.9×
Peer median: 12.4×

Choiceone Financial Services' PE ratio is 9.4× as of Oct 23, 2026: a share price of $34.26 against $3.63 of earnings per share over the last twelve months.

That is below its ten-year median of 11.5×, lower than on 73% of days in the last ten years.

Over that time it ranged from 5.3× in Oct 2023 to 24.9× in May 2025.

The median for 10 regional banks of a similar size is 12.4×.

PE ratio over time

median 11.5×

The dashed line is the 10-year median and the shaded band the middle half of its days.

Open the interactive chart, with overlays and comparisons

Year by year

Year	End of year	Low	High
2026 so far	9.4×	8.2×	22.1×
2025	22.0×	7.7×	24.9×
2024	11.2×	7.9×	11.9×
2023	9.8×	5.3×	10.4×
2022	9.9×	7.0×	9.9×
2021	9.7×	9.3×	15.7×
2020	15.5×	12.0×	20.7×
2019	19.5×	12.3×	19.7×
2018	13.0×	11.2×	15.4×
2017	11.8×	10.8×	12.9×
2016	12.6×	11.0×	13.2×
2015	11.7×	10.8×	13.3×
2014	12.1×	10.2×	12.9×
2013	10.3×	10.1×	11.6×
2012	10.2×	10.2×	10.6×

Against its peers

Companies in Banks - Regional nearest Choiceone Financial Services' size, closest first, today.

Company	PE ratio
COFSChoiceone Financial Services	9.4×
OBTOrange County Bancorp	10.8×
WTBAWest Bancorporation	13.6×
FMAOFarmers & Merchants Bancorp	12.6×
PDLBPonce Financial	14.7×
NRIMNorthrim Bancorp	7.8×
NPBNorthpointe Bancshares	6.7×
BWFGBankwell Financial	12.6×
BSRRSierra Bancorp	12.2×
HBCPHome Bancorp	10.3×
BSVNBank7	13.4×
Peer median	12.4×

Where Choiceone Financial Services ranks

What the PE ratio tells you

Share price divided by earnings per share over the last twelve months. It is the price tag on a dollar of profit: 20× means you pay $20 for $1 of yearly earnings.

Blank while earnings are negative. A very low PE can mean the market expects profits to fall, so read it with growth and the company's own history.

More on Choiceone Financial Services

Valuation data, not investment advice. Prices as of Oct 23, 2026. Reported figures come from the company's filings with the SEC.