Pioneer Bancorp profit margin PBFS
Gross, operating and net profit as a share of revenue over the last twelve months, from 2018.
- Net margin, 12 months
- 16.5%
- Net margin on a year earlier
- −7.3 pts
- Peer median
- 30.5%
Over the twelve months to Jun 30, 2026, Pioneer Bancorp kept 16.5% of its revenue as net profit.
Five years earlier its net margin was 1.9%.
The median for 10 regional banks of a similar size is 30.5%.
Profit margin over time
Fiscal year by fiscal year
| Fiscal year | Net margin |
|---|---|
| FY2025 | 21.1% |
| FY2024 | 18.4% |
| FY2024 | 21.0% |
| FY2023 | 27.5% |
| FY2022 | 18.2% |
| FY2021 | 1.9% |
| FY2020 | 8.1% |
| FY2019 | 29.7% |
| FY2018 | n/a |
Quarter by quarter
| Quarter | Ended | Net margin, 12 months | Change on a year |
|---|---|---|---|
| Q2 FY26 | 16.5% | −7.3 pts | |
| Q1 FY26 | 20.2% | −1.7 pts | |
| Q4 FY25 | 21.1% | +2.6 pts | |
| Q3 FY25 | 21.2% | +1.7 pts | |
| Q2 FY25 | 23.8% | +2.6 pts | |
| Q1 FY25 | 21.9% | −3.0 pts | |
| Q4 FY24 | 21.0% | −6.5 pts | |
| Q2 FY24 | 21.3% | +0.6 pts | |
| Q4 FY24 | 18.4% | −9.1 pts | |
| Q3 FY24 | 19.5% | −6.8 pts | |
| Q2 FY24 | 21.3% | +0.6 pts | |
| Q1 FY24 | 25.0% | +1.9 pts |
Against its peers
Companies in Banks - Regional nearest Pioneer Bancorp's size, closest first, today.
| Company | Profit margin |
|---|---|
| PBFSPioneer Bancorp | 16.5% |
| AVBCAvidia Bancorp | 15.6% |
| RBBRBB Bancorp | 31.5% |
| CBKCommercial Bancgroup | 42.1% |
| CBANColony Bankcorp | 21.6% |
| HBCPHome Bancorp | 30.4% |
| PDLBPonce Financial | 28.1% |
| FMAOFarmers & Merchants Bancorp | 30.7% |
| CZFSCitizens Financial Services | 34.8% |
| CHMGChemung Financial | 27.9% |
| PCBPCB Bancorp | 34.7% |
| Peer median | 30.5% |
What the profit margin tells you
Profit as a share of revenue at three levels: gross (after making the product), operating (after running the business) and net (after everything, including tax and interest).
Compare within an industry. 10% is superb for a retailer and poor for a software company.
More on Pioneer Bancorp
Valuation data, not investment advice. Prices as of . Reported figures come from the company's filings with the SEC.