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Chemung Financial profit margin CHMG

Gross, operating and net profit as a share of revenue over the last twelve months, from 2011.

Net margin, 12 months
27.9%
Net margin on a year earlier
+14.8 pts
Peer median
34.7%

Over the twelve months to Jun 30, 2026, Chemung Financial kept 27.9% of its revenue as net profit.

Five years earlier its net margin was 27.7%.

The median for 10 regional banks of a similar size is 34.7%.

Profit margin over time

Net

Open the interactive chart, with overlays and comparisons

Fiscal year by fiscal year

Fiscal yearNet margin
FY202515.9%
FY202424.3%
FY202325.3%
FY202230.1%
FY202129.5%
FY202022.9%
FY201919.3%
FY201823.5%
FY20179.6%
FY201613.6%
FY201513.3%
FY201410.7%
FY201313.5%
FY201217.2%
FY201117.2%

Quarter by quarter

QuarterEndedNet margin, 12 monthsChange on a year
Q2 FY2627.9%+14.8 pts
Q1 FY2618.4%−4.4 pts
Q4 FY2515.9%−8.4 pts
Q3 FY2514.7%−8.0 pts
Q2 FY2513.0%−11.3 pts
Q1 FY2522.8%−2.6 pts
Q4 FY2424.3%−0.9 pts
Q3 FY2422.7%−5.6 pts
Q2 FY2424.3%−3.2 pts
Q1 FY2425.4%−4.1 pts
Q4 FY2325.3%−4.9 pts
Q3 FY2328.2%−2.0 pts

Against its peers

Companies in Banks - Regional nearest Chemung Financial's size, closest first, today.

CompanyProfit margin
CHMGChemung Financial27.9%
PCBPCB Bancorp34.7%
CZFSCitizens Financial Services34.8%
PKBKParke Bancorp50.5%
MVBFMVB Financial20.6%
ISTRInvestar27.3%
NECBNorthEast Community Bancorp40.9%
NWFLNorwood Financialn/m
FRSTPrimis Financial23.8%
CBANColony Bankcorp21.6%
CBKCommercial Bancgroup42.1%
Peer median34.7%

What the profit margin tells you

Profit as a share of revenue at three levels: gross (after making the product), operating (after running the business) and net (after everything, including tax and interest).

Compare within an industry. 10% is superb for a retailer and poor for a software company.

More on Chemung Financial

Valuation data, not investment advice. Prices as of . Reported figures come from the company's filings with the SEC.