Superworth

BayFirst Financial profit margin BAFN

Gross, operating and net profit as a share of revenue over the last twelve months, from 2021.

Net margin, 12 months
n/m
not a meaningful number
Peer median
19.2%

BayFirst Financial's net margin works out at −177% over the last twelve months, but it is not a meaningful number: a margin outside minus 100% to 100% is moved by items that are not sales.

Profit margin over time

Net

Open the interactive chart, with overlays and comparisons

Fiscal year by fiscal year

Fiscal yearNet margin
FY2025−39.5%
FY202412.8%
FY20236.6%
FY2022−0.6%
FY202118.1%
FY2020n/a

Quarter by quarter

QuarterEndedNet margin, 12 monthsChange on a year
Q2 FY26n/an/a
Q1 FY26−55.1%−66.2 pts
Q4 FY25−39.5%−52.3 pts
Q3 FY25−14.9%−20.0 pts
Q2 FY257.6%+1.8 pts
Q1 FY2511.1%+4.7 pts
Q4 FY2412.8%+6.2 pts
Q3 FY245.0%−1.7 pts
Q2 FY245.8%+3.1 pts
Q1 FY246.4%+5.8 pts
Q4 FY236.6%+7.2 pts
Q3 FY236.7%+5.2 pts

Against its peers

Companies in Banks - Regional nearest BayFirst Financial's size, closest first, today.

CompanyProfit margin
BAFNBayFirst Financialn/m
BVFLBV Financial32.5%
FNWDFinward Bancorp14.2%
ECBKECB Bancorp29.4%
SBFGSB Financial24.5%
CBFVCB Financial Services14.9%
MNSBMainStreet Bancshares23.7%
RBKBRhinebeck Bancorp18.4%
EBMTEagle Bancorp Montana16.8%
HNVRHanover Bancorp12.6%
CZWICitizens Community Bancorp19.9%
Peer median19.2%

What the profit margin tells you

Profit as a share of revenue at three levels: gross (after making the product), operating (after running the business) and net (after everything, including tax and interest).

Compare within an industry. 10% is superb for a retailer and poor for a software company.

More on BayFirst Financial

Valuation data, not investment advice. Prices as of . Reported figures come from the company's filings with the SEC.