Superworth

BayFirst Financial BAFN

Banks - Regional, Financial Services
$6.88
+0.44%
Market cap
$185.5M
PE
n/m
a loss over the last year
Forward PE
n/m
not a meaningful number
Revenue, 12 months
$34.2M
−64% on a year ago
Net margin
n/m
outside −100% to 100%

BayFirst Financial's trailing earnings are negative, so it has no PE. Revenue was $34.2M over the last twelve months, down 64% on a year earlier.

Charts

Financials

Income statement for BAFN, by quarter
Income statementQ3 FY23Q4 FY23Q1 FY24Q2 FY24Q3 FY24Q4 FY24Q1 FY25Q2 FY25Q3 FY25Q4 FY25Q1 FY26Q2 FY26
$23.1M+22%$23.6M+39%$23M+24%$20.8M−1%$21.7M−6%$32.9M+40%$19.1M−17%$22.7M+9%$10.2M−53%$11.1M−66%$10.3M−46%$2.6M−89%
Interest expense$9.2M+337%$10M+153%$10.4M+101%$11.2M+46%$12M+30%$11.1M+11%$9.7M−7%$10.2M−10%$10.4M−14%$9.8M−12%$8M−18%$6.9M−32%
Pre-tax income$2.6M−35%$2.4M−15%$1.2M+3%$1.2M−35%$1.5M−42%$13M+452%−$1.3M−$2.5M−$25.9M−$2.8M−$8M+525%−$44M+1678%
$674K−31%$704K+5%$296K+6%$349K−24%$398K−41%$3.3M+365%−$337K−$623K−$7M−$359K−$2M+504%−$11.4M+1726%
Net income$1.9M$1.7M+25%$824K+12%$866K−38%$1.1M−41%$9.8M+491%−$1.3M−$2.2M−$18.9M−$2.5M−$6.3M+377%−$33.1M+1376%
$0.41$0.25−14%$0.11−15%$0.12−59%$0.18−56%$2.05+720%−$0.32−$0.54−$4.66−$0.69−$1.54+381%−$8.05+1391%
4.4M+0%5.3M+37%4.1M+1%4.1M−3%4.1M−5%4.6M−13%4.1M+0%4.1M−0%4.1M+0%4.1M−10%4.1M−1%4.1M−1%

Net income: 4 periods, Q1 FY25 to Q2 FY26: not printed by the filing, worked out from its own lines.

EPS, diluted: 6 periods, Q4 FY20 to Q4 FY25: quarter's net income to common over its shares, to the cent.

Diluted shares: 4 periods, Q4 FY20 to Q4 FY23: share-days: the 12-month average less the 9-month, weighted by days. Q4 FY24: the earlier year to date counted no dilution: the quarter's basic count plus the later year to date's dilution. Q4 FY25: a loss quarter: its basic count, share-days: the 12-month average less the 9-month, weighted by days.

From each company's 10-Q and 10-K filings, the newest version of each figure. Quarters are as filed (a fourth quarter is the year less its first nine months), fiscal years as the 10-K prints them, restated where a later 10-K restated them, and balance sheet lines as of the period's end. A quarter whose 10-Q isn't filed yet is from the company's results release. Growth is on the same period a year earlier. A dash is a period with no figure for the line: the filing doesn't print it, or it hasn't been read yet.

Peers

Companies in Banks - Regional nearest BayFirst Financial's size, closest first.

CompanyMarket capPEIts 10y median PEFwd PEP/SRevenue growthNet margin
BAFNBayFirst Financial$185.5Mn/m14.6×n/m−64%n/m
BVFLBV Financial$186.8M14.3×14.0×n/m+4%32.5%
FNWDFinward Bancorp$188.7M19.2×10.7×n/m+9%14.2%
ECBKECB Bancorp$189.3M15.8×25.0×n/m+36%29.4%
SBFGSB Financial$189.5M11.3×10.1×n/m+10%24.5%
CBFVCB Financial Services$196.4M28.0×13.9×n/m−6%14.9%
MNSBMainStreet Bancshares$174M12.0×9.1×n/m+4%23.7%
RBKBRhinebeck Bancorp$202.2M14.4×10.1×n/m+60%18.4%
EBMTEagle Bancorp Montana$169.8M10.5×12.0×n/m+11%16.8%
HNVRHanover Bancorp$168.5M18.7×9.5×n/m+5%12.6%
CZWICitizens Community Bancorp$206.7M16.4×9.1×n/m+10%19.9%
Peer median$189M15.1×10.4×n/a+9%19.2%

More on BayFirst Financial

Each number over time

Its groups

About

Industry
Banks - Regional
Sector
Financial Services

Valuation data, not investment advice. Prices as of .