World Acceptance price to free cash flow WRLD
Market value divided by free cash flow over the last twelve months, since 2012.
- Today, Oct 23, 2026
- 3.0×
- 10-year median
- 3.2×
- Against its 10-year history
- 41st
- percentile: 0 is its lowest day, 100 its highest
- 10-year range
- 1.3× to 8.7×
- Peer median
- 11.5×
World Acceptance's price to free cash flow is 3.0× as of Oct 23, 2026.
That is below its ten-year median of 3.2×, close to the middle of its last ten years.
Over that time it ranged from 1.3× in Dec 2022 to 8.7× in Nov 2021.
The median for 10 credit services stocks of a similar size is 11.5×.
Price to free cash flow over time
The dashed line is the 10-year median and the shaded band the middle half of its days.
Year by year
| Year | End of year | Low | High |
|---|---|---|---|
| 2026 so far | 3.0× | 2.4× | 3.9× |
| 2025 | 2.9× | 2.6× | 3.9× |
| 2024 | 2.7× | 2.4× | 3.4× |
| 2023 | 3.0× | 1.4× | 3.4× |
| 2022 | 1.4× | 1.3× | 6.8× |
| 2021 | 7.5× | 3.7× | 8.7× |
| 2020 | 3.4× | 1.5× | 4.0× |
| 2019 | 2.6× | 2.6× | 6.9× |
| 2018 | 4.9× | 3.7× | 5.4× |
| 2017 | 3.5× | 2.0× | 3.6× |
| 2016 | 2.6× | 1.3× | 2.7× |
| 2015 | 1.6× | 1.1× | 3.8× |
| 2014 | 3.1× | 2.5× | 4.6× |
| 2013 | 4.2× | 4.1× | 5.3× |
| 2012 | 4.5× | 4.1× | 5.0× |
Against its peers
Companies in Financial - Credit Services nearest World Acceptance's size, closest first, today.
| Company | Price to free cash flow |
|---|---|
| WRLDWorld Acceptance | 3.0× |
| PHRPhreesia | 9.8× |
| MAXMediaAlpha | 13.0× |
| PAYSPaysign | 11.5× |
| CASSCass Information Systems | 16.8× |
| RHLDResolute Holdings Management | 11.5× |
| PRTHPriority Technology | 6.2× |
| QNSTQuinstreet | 7.4× |
| VELVelocity Financial | 26.8× |
| PWPPerella Weinberg Partners | 13.2× |
| JCAPJefferson Capital | n/m |
| Peer median | 11.5× |
What the price to free cash flow tells you
Market value divided by free cash flow: the cash left after running the business and paying for equipment. Cash is harder to manage than accounting earnings, so many investors trust this more than PE.
Lumpy: a big year of building factories drops cash flow and inflates the ratio without the business getting worse.
More on World Acceptance
Valuation data, not investment advice. Prices as of . Reported figures come from the company's filings with the SEC.