Velocity Financial price to free cash flow VEL

Market value divided by free cash flow over the last twelve months, since 2021.

Today, Oct 23, 2026: 26.8×
6-year median: 11.8×
Against its 6-year history: 91st; percentile: 0 is its lowest day, 100 its highest
6-year range: 3.2× to 43.7×
Peer median: 11.5×

Velocity Financial's price to free cash flow is 26.8× as of Oct 23, 2026.

That is above its 6-year median of 11.8×, higher than on 91% of days in the last 6 years.

Over that time it ranged from 3.2× in Apr 2021 to 43.7× in Apr 2026.

The median for 10 credit services stocks of a similar size is 11.5×.

Price to free cash flow over time

Open the interactive chart, with overlays and comparisons

Year by year

Year	End of year	Low	High
2026 so far	26.8×	12.6×	43.7×
2025	13.7×	12.8×	27.8×
2024	21.5×	8.0×	22.5×
2023	9.0×	5.3×	16.6×
2022	11.8×	5.4×	12.6×
2021	7.8×	3.2×	7.8×

Against its peers

Companies in Financial - Credit Services nearest Velocity Financial's size, closest first, today.

Company	Price to free cash flow
VELVelocity Financial	26.8×
PRTHPriority Technology	6.2×
CASSCass Information Systems	16.8×
MAXMediaAlpha	13.0×
WRLDWorld Acceptance	3.0×
PHRPhreesia	9.8×
OPFIOppFi	1.2×
PLBCPlumas Bancorp	13.9×
PAYSPaysign	11.5×
OPRTOportun Financial	n/m
RHLDResolute Holdings Management	11.5×
Peer median	11.5×

What the price to free cash flow tells you

Market value divided by free cash flow: the cash left after running the business and paying for equipment. Cash is harder to manage than accounting earnings, so many investors trust this more than PE.

Lumpy: a big year of building factories drops cash flow and inflates the ratio without the business getting worse.

More on Velocity Financial

Valuation data, not investment advice. Prices as of Oct 23, 2026. Reported figures come from the company's filings with the SEC.