OppFi price to free cash flow OPFI

Market value divided by free cash flow over the last twelve months, since 2022.

Today, Oct 23, 2026: 1.2×
4-year median: 1.5×
Against its 4-year history: 31st; percentile: 0 is its lowest day, 100 its highest
4-year range: 0.9× to 4.8×
Peer median: 8.6×

OppFi's price to free cash flow is 1.2× as of Oct 23, 2026.

That is below its 4-year median of 1.5×, lower than on 69% of days in the last 4 years.

Over that time it ranged from 0.9× in Oct 2022 to 4.8× in Feb 2025.

The median for 10 credit services stocks of a similar size is 8.6×.

Price to free cash flow over time

Open the interactive chart, with overlays and comparisons

Year by year

Year	End of year	Low	High
2026 so far	1.2×	1.2×	2.5×
2025	2.7×	2.2×	4.8×
2024	2.2×	0.9×	2.3×
2023	2.1×	0.9×	2.1×
2022	1.1×	0.9×	1.4×

Against its peers

Companies in Financial - Credit Services nearest OppFi's size, closest first, today.

Company	Price to free cash flow
OPFIOppFi	1.2×
PLBCPlumas Bancorp	13.9×
OPRTOportun Financial	n/m
TREELendingTree	5.1×
RMNIRimini Street	5.9×
VELVelocity Financial	26.8×
LSAKLesaka Technologies	11.0×
PRTHPriority Technology	6.2×
CASSCass Information Systems	16.8×
RMRegional Management	0.9×
IRHOIron Horse Acquisition II	n/m
Peer median	8.6×

What the price to free cash flow tells you

Market value divided by free cash flow: the cash left after running the business and paying for equipment. Cash is harder to manage than accounting earnings, so many investors trust this more than PE.

Lumpy: a big year of building factories drops cash flow and inflates the ratio without the business getting worse.

More on OppFi

Valuation data, not investment advice. Prices as of Oct 23, 2026. Reported figures come from the company's filings with the SEC.