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OppFi free cash flow OPFI

Cash from operations less capital spending, by quarter and over the last twelve months, from 2020.

Last 12 months, to Jun 30, 2026
$384.9M
Latest quarter, Q2 FY26
$87.4M
−4% on a year earlier
Fiscal year 2025
$382.2M
+23% on the year before

OppFi's free cash flow was $384.9M over the twelve months to Jun 30, 2026, up 15% on a year earlier.

In its latest quarter, Q2 FY26, it was $87.4M, down 4% on the same quarter a year before.

Free cash flow over time

Open the interactive chart, with overlays and comparisons

Fiscal year by fiscal year

Fiscal yearFree cash flowChange
FY2025$382.2M+23%
FY2024$310.8M+8%
FY2023$287.2M+25%
FY2022$230M+50%
FY2021$153Mn/a
FY2020n/an/a

Each fiscal year is the twelve months to its fourth quarter.

Quarter by quarter

QuarterEndedFree cash flowOn a year earlierLast 12 months
Q2 FY26$87.4M−4%$384.9M
Q1 FY26$85.6M+8%$388.5M
Q4 FY25$111.9M+24%$382.2M
Q3 FY25$99.9M+36%$360.4M
Q2 FY25$91M+22%$334.1M
Q1 FY25$79.3M+10%$317.8M
Q4 FY24$90.1M+12%$310.8M
Q3 FY24$73.7M+1%$301.1M
Q2 FY24$74.7M+6%$300.2M
Q1 FY24$72.3M+14%$295.9M
Q4 FY23$80.5M+18%$287.2M
Q3 FY23$72.8M+10%$274.6M

Against its peers

Companies in Financial - Credit Services nearest OppFi's size, closest first, today.

CompanyFree cash flow yield
OPFIOppFin/m
PLBCPlumas Bancorp7.2%
OPRTOportun Financialn/m
TREELendingTree19.6%
RMNIRimini Street17.1%
VELVelocity Financial3.7%
LSAKLesaka Technologies9.1%
PRTHPriority Technology16.1%
CASSCass Information Systems6.0%
RMRegional Managementn/m
IRHOIron Horse Acquisition IIn/m
Peer median9.1%

What the free cash flow tells you

Cash from operations minus capital spending. The cash the company could hand back or reinvest.

Seasonal and lumpy quarter to quarter. The TTM view is the one to trust.

More on OppFi

Valuation data, not investment advice. Prices as of . Reported figures come from the company's filings with the SEC.