OppFi EV/EBIT OPFI
Enterprise value divided by operating profit over the last twelve months, one-off items taken out, since 2021.
- Today, Oct 23, 2026
- 5.0×
- 5-year median
- 14.3×
- Against its 5-year history
- 0th
- percentile: 0 is its lowest day, 100 its highest
- 5-year range
- 5.0× to 179×
- Peer median
- 13.1×
OppFi's EV/EBIT is 5.0× as of Oct 23, 2026.
That is below its 5-year median of 14.3×, lower than on 100% of days in the last 5 years.
Over that time it ranged from 5.0× in Oct 2026 to 179× in Jun 2023.
The median for 10 credit services stocks of a similar size is 13.1×.
EV/EBIT over time
Year by year
| Year | End of year | Low | High |
|---|---|---|---|
| 2026 so far | 5.0× | 5.0× | 8.8× |
| 2025 | 9.2× | 8.2× | 24.7× |
| 2024 | 14.5× | 13.2× | 31.4× |
| 2023 | 33.5× | 24.3× | 179× |
| 2022 | 103× | 7.6× | 111× |
| 2021 | 9.7× | 9.7× | 16.0× |
Against its peers
Companies in Financial - Credit Services nearest OppFi's size, closest first, today.
| Company | EV/EBIT |
|---|---|
| OPFIOppFi | 5.0× |
| PLBCPlumas Bancorp | n/m |
| OPRTOportun Financial | 73.7× |
| TREELendingTree | 6.2× |
| RMNIRimini Street | 12.9× |
| VELVelocity Financial | 13.3× |
| LSAKLesaka Technologies | 22.0× |
| PRTHPriority Technology | 11.5× |
| CASSCass Information Systems | 6.3× |
| RMRegional Management | 30.6× |
| IRHOIron Horse Acquisition II | n/m |
| Peer median | 13.1× |
Where OppFi ranks
What the EV/EBIT tells you
What the whole business costs against its operating profit. Enterprise value is the market value plus borrowings and minority interests, less cash. EBIT is operating profit before interest and tax, with one-offs taken out. Unlike PE it is not moved by how a company is financed.
Leases are left out of debt for every company. Banks earn on their balance sheet, so EV/EBIT does not describe them.
More on OppFi
Valuation data, not investment advice. Prices as of . Reported figures come from the company's filings with the SEC.