World Acceptance profit margin WRLD
Gross, operating and net profit as a share of revenue over the last twelve months, from 2011.
- Net margin, 12 months
- 6.6%
- Net margin on a year earlier
- −7.6 pts
- Peer median
- 6.8%
Over the twelve months to Jun 30, 2026, World Acceptance kept 6.6% of its revenue as net profit.
Five years earlier its net margin was 16.7%.
The median for 10 credit services stocks of a similar size is 6.8%.
Profit margin over time
Fiscal year by fiscal year
| Fiscal year | Net margin |
|---|---|
| FY2026 | 5.9% |
| FY2025 | 15.8% |
| FY2024 | 13.5% |
| FY2023 | 3.4% |
| FY2022 | 9.2% |
| FY2021 | 16.8% |
| FY2020 | 4.8% |
| FY2019 | 6.8% |
| FY2018 | 10.7% |
| FY2017 | 13.8% |
| FY2016 | 15.7% |
| FY2015 | 18.2% |
| FY2014 | 17.8% |
| FY2013 | 17.8% |
| FY2012 | 18.6% |
Quarter by quarter
| Quarter | Ended | Net margin, 12 months | Change on a year |
|---|---|---|---|
| Q1 FY27 | 6.6% | −7.6 pts | |
| Q4 FY26 | 5.9% | −9.9 pts | |
| Q3 FY26 | 7.4% | −7.1 pts | |
| Q2 FY26 | 9.9% | −5.1 pts | |
| Q1 FY26 | 14.2% | +0.4 pts | |
| Q4 FY25 | 15.8% | +2.3 pts | |
| Q3 FY25 | 14.5% | +2.9 pts | |
| Q2 FY25 | 15.1% | +5.5 pts | |
| Q1 FY25 | 13.8% | +7.3 pts | |
| Q4 FY24 | 13.5% | +10.0 pts | |
| Q3 FY24 | 11.6% | +9.2 pts | |
| Q2 FY24 | 9.6% | +7.0 pts |
Against its peers
Companies in Financial - Credit Services nearest World Acceptance's size, closest first, today.
| Company | Profit margin |
|---|---|
| WRLDWorld Acceptance | 6.6% |
| PHRPhreesia | 2.1% |
| MAXMediaAlpha | 7.9% |
| PAYSPaysign | 15.7% |
| CASSCass Information Systems | 18.5% |
| RHLDResolute Holdings Management | 4.2% |
| PRTHPriority Technology | 5.6% |
| QNSTQuinstreet | n/m |
| VELVelocity Financial | n/m |
| PWPPerella Weinberg Partners | 3.2% |
| JCAPJefferson Capital | 23.5% |
| Peer median | 6.8% |
Where World Acceptance ranks
What the profit margin tells you
Profit as a share of revenue at three levels: gross (after making the product), operating (after running the business) and net (after everything, including tax and interest).
Compare within an industry. 10% is superb for a retailer and poor for a software company.
More on World Acceptance
Valuation data, not investment advice. Prices as of . Reported figures come from the company's filings with the SEC.