Wealthfront profit margin WLTH
Gross, operating and net profit as a share of revenue over the last twelve months, from 2025.
- Net margin, 12 months
- −19.4%
- Operating margin, 12 months
- −40.8%
- Net margin on a year earlier
- −55.7 pts
- Peer median
- 9.4%
Over the twelve months to Jul 31, 2026, Wealthfront kept −19.4% of its revenue as net profit, with an operating margin of −40.8% and a gross margin of 89.1%.
The median for 10 credit services stocks of a similar size is 9.4%.
Profit margin over time
Fiscal year by fiscal year
| Fiscal year | Net margin | Operating margin | Gross margin |
|---|---|---|---|
| FY2026 | −11.5% | −30.5% | 89.6% |
| FY2025 | n/a | n/a | n/a |
Quarter by quarter
| Quarter | Ended | Net margin, 12 months | Change on a year | Operating margin |
|---|---|---|---|---|
| Q2 FY27 | −19.4% | −55.7 pts | −40.8% | |
| Q1 FY27 | −14.9% | n/a | −34.8% | |
| Q4 FY26 | −11.5% | n/a | −30.5% | |
| Q3 FY26 | 35.2% | n/a | 38.2% | |
| Q2 FY26 | 36.3% | n/a | 39.0% | |
| Q1 FY26 | n/a | n/a | n/a | |
| Q4 FY25 | n/a | n/a | n/a | |
| Q3 FY25 | n/a | n/a | n/a |
Against its peers
Companies in Financial - Credit Services nearest Wealthfront's size, closest first, today.
| Company | Profit margin |
|---|---|
| WLTHWealthfront | −19.4% |
| HAPNHappen | 18.7% |
| PGYPagaya Technologies | 9.1% |
| WUWestern Union CO | 9.8% |
| ECPGEncore Capital | 15.9% |
| NUTXNutex Health | 21.2% |
| LQDTLiquidity Services | 6.8% |
| AGMFederal Agricultural Mortgage | 51.4% |
| UPSTUpstart | 4.8% |
| ATLCAtlanticus | 5.8% |
| FLYWFlywire | 4.8% |
| Peer median | 9.4% |
Where Wealthfront ranks
What the profit margin tells you
Profit as a share of revenue at three levels: gross (after making the product), operating (after running the business) and net (after everything, including tax and interest).
Compare within an industry. 10% is superb for a retailer and poor for a software company.
More on Wealthfront
Valuation data, not investment advice. Prices as of . Reported figures come from the company's filings with the SEC.