Superworth

UMB Financial profit margin UMBF

Gross, operating and net profit as a share of revenue over the last twelve months, from 2009.

Net margin, 12 months
32.3%
Net margin on a year earlier
+7.1 pts
Peer median
29.8%

Over the twelve months to Jun 30, 2026, UMB Financial kept 32.3% of its revenue as net profit.

Five years earlier its net margin was 30.2%.

The median for 10 diversified banks of a similar size is 29.8%.

Profit margin over time

Net

Open the interactive chart, with overlays and comparisons

Fiscal year by fiscal year

Fiscal yearNet margin
FY202526.5%
FY202427.1%
FY202323.9%
FY202229.4%
FY202127.5%
FY202022.2%
FY201922.2%
FY201819.3%
FY201725.2%
FY201617.7%
FY201513.2%
FY201414.2%
FY201316.2%
FY201215.8%
FY201114.6%

Quarter by quarter

QuarterEndedNet margin, 12 monthsChange on a year
Q2 FY2632.3%+7.1 pts
Q1 FY2631.2%+8.2 pts
Q4 FY2526.5%−0.6 pts
Q3 FY2525.7%+0.6 pts
Q2 FY2525.2%+0.2 pts
Q1 FY2523.0%−1.7 pts
Q4 FY2427.1%+3.1 pts
Q3 FY2425.0%−0.9 pts
Q2 FY2425.0%−0.2 pts
Q1 FY2424.7%−3.1 pts
Q4 FY2323.9%−5.5 pts
Q3 FY2325.9%−2.8 pts

Against its peers

Companies in Banks - Diversified nearest UMB Financial's size, closest first, today.

CompanyProfit margin
UMBFUMB Financial32.3%
CFRCullen/Frost Bankers29.7%
ONBOld National Bancorp31.4%
ZIONZions Bancorporation, National Association31.3%
FHNFirst Horizon29.9%
BOKFBOK Financial28.5%
VLYValley National Bancorp32.2%
PNFPPinnacle Financial Partners23.4%
FNBFNB33.0%
FULTFulton Financial29.0%
WSFSWSFS Financial29.1%
Peer median29.8%

Where UMB Financial ranks

What the profit margin tells you

Profit as a share of revenue at three levels: gross (after making the product), operating (after running the business) and net (after everything, including tax and interest).

Compare within an industry. 10% is superb for a retailer and poor for a software company.

More on UMB Financial

Valuation data, not investment advice. Prices as of . Reported figures come from the company's filings with the SEC.