Superworth

Cullen/Frost Bankers profit margin CFR

Gross, operating and net profit as a share of revenue over the last twelve months, from 2010.

Net margin, 12 months
29.7%
Net margin on a year earlier
+1.3 pts
Peer median
30.6%

Over the twelve months to Jun 30, 2026, Cullen/Frost Bankers kept 29.7% of its revenue as net profit.

Five years earlier its net margin was 31.1%.

The median for 10 diversified banks of a similar size is 30.6%.

Profit margin over time

Net

Open the interactive chart, with overlays and comparisons

Fiscal year by fiscal year

Fiscal yearNet margin
FY202529.0%
FY202428.2%
FY202330.1%
FY202234.1%
FY202132.3%
FY202023.0%
FY201932.4%
FY201834.7%
FY201730.3%
FY201627.0%
FY201526.2%
FY201427.6%
FY201325.8%
FY201226.6%
FY201125.0%

Quarter by quarter

QuarterEndedNet margin, 12 monthsChange on a year
Q2 FY2629.7%+1.3 pts
Q1 FY2629.5%+1.0 pts
Q4 FY2529.0%+0.8 pts
Q3 FY2529.1%+3.0 pts
Q2 FY2528.5%+1.5 pts
Q1 FY2528.4%+0.4 pts
Q4 FY2428.2%−1.9 pts
Q3 FY2426.1%−8.4 pts
Q2 FY2426.9%−8.9 pts
Q1 FY2428.0%−7.5 pts
Q4 FY2330.1%−4.1 pts
Q3 FY2334.5%+2.8 pts

Against its peers

Companies in Banks - Diversified nearest Cullen/Frost Bankers' size, closest first, today.

CompanyProfit margin
CFRCullen/Frost Bankers29.7%
ONBOld National Bancorp31.4%
ZIONZions Bancorporation, National Association31.3%
UMBFUMB Financial32.3%
FHNFirst Horizon29.9%
BOKFBOK Financial28.5%
VLYValley National Bancorp32.2%
FNBFNB33.0%
PNFPPinnacle Financial Partners23.4%
FULTFulton Financial29.0%
WSFSWSFS Financial29.1%
Peer median30.6%

Where Cullen/Frost Bankers ranks

What the profit margin tells you

Profit as a share of revenue at three levels: gross (after making the product), operating (after running the business) and net (after everything, including tax and interest).

Compare within an industry. 10% is superb for a retailer and poor for a software company.

More on Cullen/Frost Bankers

Valuation data, not investment advice. Prices as of . Reported figures come from the company's filings with the SEC.