FNB profit margin FNB
Gross, operating and net profit as a share of revenue over the last twelve months, from 2010.
- Net margin, 12 months
- 33.0%
- Net margin on a year earlier
- +4.5 pts
- Peer median
- 31.4%
Over the twelve months to Jun 30, 2026, FNB kept 33.0% of its revenue as net profit.
Five years earlier its net margin was 28.6%.
The median for 10 diversified banks of a similar size is 31.4%.
Profit margin over time
Net
Fiscal year by fiscal year
| Fiscal year | Net margin |
|---|---|
| FY2025 | 32.0% |
| FY2024 | 29.1% |
| FY2023 | 30.9% |
| FY2022 | 30.4% |
| FY2021 | 32.7% |
| FY2020 | 23.5% |
| FY2019 | 32.0% |
| FY2018 | 30.9% |
| FY2017 | 18.1% |
| FY2016 | 21.0% |
| FY2015 | 24.2% |
| FY2014 | 23.1% |
| FY2013 | 22.2% |
| FY2012 | 21.9% |
| FY2011 | 19.9% |
Quarter by quarter
| Quarter | Ended | Net margin, 12 months | Change on a year |
|---|---|---|---|
| Q2 FY26 | 33.0% | +4.5 pts | |
| Q1 FY26 | 32.4% | +3.7 pts | |
| Q4 FY25 | 32.0% | +2.9 pts | |
| Q3 FY25 | 30.2% | +4.2 pts | |
| Q2 FY25 | 28.6% | +0.2 pts | |
| Q1 FY25 | 28.8% | −0.7 pts | |
| Q4 FY24 | 29.1% | −1.7 pts | |
| Q3 FY24 | 26.0% | −8.8 pts | |
| Q2 FY24 | 28.3% | −6.6 pts | |
| Q1 FY24 | 29.4% | −5.0 pts | |
| Q4 FY23 | 30.9% | +0.4 pts | |
| Q3 FY23 | 34.8% | +4.8 pts |
Against its peers
Companies in Banks - Diversified nearest FNB's size, closest first, today.
| Company | Profit margin |
|---|---|
| FNBFNB | 33.0% |
| VLYValley National Bancorp | 32.2% |
| BOKFBOK Financial | 28.5% |
| FULTFulton Financial | 29.0% |
| ZIONZions Bancorporation, National Association | 31.3% |
| ONBOld National Bancorp | 31.4% |
| CFRCullen/Frost Bankers | 29.7% |
| WSFSWSFS Financial | 29.1% |
| UMBFUMB Financial | 32.3% |
| WSBCWesbanco | 33.6% |
| BANFBancfirst | 34.8% |
| Peer median | 31.4% |
Where FNB ranks
What the profit margin tells you
Profit as a share of revenue at three levels: gross (after making the product), operating (after running the business) and net (after everything, including tax and interest).
Compare within an industry. 10% is superb for a retailer and poor for a software company.
More on FNB
Valuation data, not investment advice. Prices as of . Reported figures come from the company's filings with the SEC.