SuperworthPinnacle Financial Partners profit margin PNFP
Gross, operating and net profit as a share of revenue over the last twelve months, from 2011.
- Net margin, 12 months
- 23.4%
- Net margin on a year earlier
- −7.8 pts
- Peer median
- 30.6%
Over the twelve months to Jun 30, 2026, Pinnacle Financial Partners kept 23.4% of its revenue as net profit.
Five years earlier its net margin was 38.3%.
The median for 10 diversified banks of a similar size is 30.6%.
Profit margin over time
Fiscal year by fiscal year
| Fiscal year | Net margin |
|---|---|
| FY2025 | 31.2% |
| FY2024 | 27.4% |
| FY2023 | 33.2% |
| FY2022 | 36.3% |
| FY2021 | 39.7% |
| FY2020 | 27.4% |
| FY2019 | 38.9% |
| FY2018 | 38.4% |
| FY2017 | 25.3% |
| FY2016 | 28.5% |
| FY2015 | 29.6% |
| FY2014 | 28.7% |
| FY2013 | 25.9% |
| FY2012 | 20.3% |
| FY2011 | 23.1% |
Quarter by quarter
| Quarter | Ended | Net margin, 12 months | Change on a year |
|---|---|---|---|
| Q2 FY26 | 23.4% | −7.8 pts | |
| Q1 FY26 | 23.2% | −4.6 pts | |
| Q4 FY25 | 31.2% | +3.9 pts | |
| Q3 FY25 | 31.4% | +6.1 pts | |
| Q2 FY25 | 31.3% | +5.9 pts | |
| Q1 FY25 | 27.7% | −4.1 pts | |
| Q4 FY24 | 27.4% | −5.8 pts | |
| Q3 FY24 | 25.3% | −10.3 pts | |
| Q2 FY24 | 25.3% | −11.2 pts | |
| Q1 FY24 | 31.9% | −3.6 pts | |
| Q4 FY23 | 33.2% | −3.1 pts | |
| Q3 FY23 | 35.6% | −1.9 pts |
Against its peers
Companies in Banks - Diversified nearest Pinnacle Financial Partners' size, closest first, today.
| Company | Profit margin |
|---|---|
| PNFPPinnacle Financial Partners | 23.4% |
| FHNFirst Horizon | 29.9% |
| UMBFUMB Financial | 32.3% |
| CFRCullen/Frost Bankers | 29.7% |
| ONBOld National Bancorp | 31.4% |
| ZIONZions Bancorporation, National Association | 31.3% |
| BOKFBOK Financial | 28.5% |
| VLYValley National Bancorp | 32.2% |
| FNBFNB | 33.0% |
| FULTFulton Financial | 29.0% |
| WSFSWSFS Financial | 29.1% |
| Peer median | 30.6% |
Where Pinnacle Financial Partners ranks
What the profit margin tells you
Profit as a share of revenue at three levels: gross (after making the product), operating (after running the business) and net (after everything, including tax and interest).
Compare within an industry. 10% is superb for a retailer and poor for a software company.
More on Pinnacle Financial Partners
Valuation data, not investment advice. Prices as of . Reported figures come from the company's filings with the SEC.