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UMB Financial price to book ratio UMBF

Market value divided by the book value of the company's net assets, since 2010.

Today, Oct 23, 2026
1.3×
10-year median
1.4×
Against its 10-year history
32nd
percentile: 0 is its lowest day, 100 its highest
10-year range
0.8× to 2.3×
Peer median
1.2×

UMB Financial's price to book ratio is 1.3× as of Oct 23, 2026.

That is below its ten-year median of 1.4×, lower than on 68% of days in the last ten years.

Over that time it ranged from 0.8× in May 2020 to 2.3× in Feb 2025.

The median for 10 diversified banks of a similar size is 1.2×.

Price to book ratio over time

The dashed line is the 10-year median and the shaded band the middle half of its days.

Open the interactive chart, with overlays and comparisons

Year by year

YearEnd of yearLowHigh
2026 so far1.3×1.1×1.4×
20251.2×1.1×2.3×
20241.6×1.2×1.7×
20231.4×0.9×1.8×
20221.6×1.4×1.8×
20211.6×1.2×1.7×
20201.2×0.8×1.3×
20191.3×1.2×1.6×
20181.4×1.3×1.8×
20171.7×1.5×2.0×
20161.9×1.1×2.0×
20151.2×1.2×1.6×
20141.6×1.5×2.0×
20132.0×1.4×2.0×
20121.4×1.3×1.8×
20111.3×1.1×1.7×
20101.5×1.3×1.6×

Against its peers

Companies in Banks - Diversified nearest UMB Financial's size, closest first, today.

CompanyPrice to book ratio
UMBFUMB Financial1.3×
CFRCullen/Frost Bankers2.1×
ONBOld National Bancorp1.1×
ZIONZions Bancorporation, National Association1.3×
FHNFirst Horizon1.2×
BOKFBOK Financial1.3×
VLYValley National Bancorp1.0×
PNFPPinnacle Financial Partners1.0×
FNBFNB0.9×
FULTFulton Financial1.2×
WSFSWSFS Financial1.5×
Peer median1.2×

What the price to book ratio tells you

Market value divided by the accounting value of the company's net assets. Below 1 means the market values the business at less than what it owns on paper.

Book value misses brands, software and people, so asset-light companies always look expensive on it. Most useful for banks and industrials.

More on UMB Financial

Valuation data, not investment advice. Prices as of . Reported figures come from the company's filings with the SEC.