Truist Financial profit margin TFC
Gross, operating and net profit as a share of revenue over the last twelve months, from 2009.
- Net margin, 12 months
- 28.0%
- Net margin on a year earlier
- +2.0 pts
- Peer median
- 25.4%
Over the twelve months to Jun 30, 2026, Truist Financial kept 28.0% of its revenue as net profit.
Five years earlier its net margin was 25.1%.
The median for 10 regional banks of a similar size is 25.4%.
Profit margin over time
Fiscal year by fiscal year
| Fiscal year | Net margin |
|---|---|
| FY2025 | 26.1% |
| FY2024 | 36.3% |
| FY2023 | −5.4% |
| FY2022 | 27.2% |
| FY2021 | 28.9% |
| FY2020 | 19.7% |
| FY2019 | 25.7% |
| FY2018 | 28.0% |
| FY2017 | 21.2% |
| FY2016 | 22.5% |
| FY2015 | 21.7% |
| FY2014 | 23.1% |
| FY2013 | 17.6% |
| FY2012 | 20.5% |
| FY2011 | 15.0% |
Quarter by quarter
| Quarter | Ended | Net margin, 12 months | Change on a year |
|---|---|---|---|
| Q2 FY26 | 28.0% | +2.0 pts | |
| Q1 FY26 | 26.9% | −9.7 pts | |
| Q4 FY25 | 26.1% | −10.2 pts | |
| Q3 FY25 | 26.0% | +37.8 pts | |
| Q2 FY25 | 26.1% | +40.1 pts | |
| Q1 FY25 | 36.5% | +43.7 pts | |
| Q4 FY24 | 36.3% | +41.7 pts | |
| Q3 FY24 | −11.8% | −38.4 pts | |
| Q2 FY24 | −14.1% | −41.6 pts | |
| Q1 FY24 | −7.2% | −34.8 pts | |
| Q4 FY23 | −5.4% | −32.6 pts | |
| Q3 FY23 | 26.6% | −1.0 pts |
Against its peers
Companies in Banks - Regional nearest Truist Financial's size, closest first, today.
| Company | Profit margin |
|---|---|
| TFCTruist Financial | 28.0% |
| FITBFifth Third Bancorp | 21.8% |
| PNCPNC Financial Services | 29.2% |
| MTBM&T Bank | 30.4% |
| HBANHuntington Bancshares | 24.7% |
| CFGCitizens Financial | 24.4% |
| FCNCAFirst Citizens BancShares | 24.5% |
| RFRegions Financial | 29.3% |
| KEYKeyCorp | 26.1% |
| EWBCEast West Bancorp | 46.6% |
| ALLYAlly Financial | 16.8% |
| Peer median | 25.4% |
What the profit margin tells you
Profit as a share of revenue at three levels: gross (after making the product), operating (after running the business) and net (after everything, including tax and interest).
Compare within an industry. 10% is superb for a retailer and poor for a software company.
More on Truist Financial
Valuation data, not investment advice. Prices as of . Reported figures come from the company's filings with the SEC.