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First Citizens BancShares profit margin FCNCA

Gross, operating and net profit as a share of revenue over the last twelve months, from 2010.

Net margin, 12 months
24.5%
Net margin on a year earlier
−0.7 pts
Peer median
27.0%

Over the twelve months to Jun 30, 2026, First Citizens BancShares kept 24.5% of its revenue as net profit.

Five years earlier its net margin was 30.3%.

The median for 10 regional banks of a similar size is 27.0%.

Profit margin over time

Net

Open the interactive chart, with overlays and comparisons

Fiscal year by fiscal year

Fiscal yearNet margin
FY202523.1%
FY202428.5%
FY202361.0%
FY202221.6%
FY202128.8%
FY202026.4%
FY201926.5%
FY201824.9%
FY201720.5%
FY201615.7%
FY201515.1%
FY201413.2%
FY201316.6%
FY201212.2%
FY201114.6%

Quarter by quarter

QuarterEndedNet margin, 12 monthsChange on a year
Q2 FY2624.5%−0.7 pts
Q1 FY2623.6%−2.7 pts
Q4 FY2523.1%−5.3 pts
Q3 FY2524.5%−2.0 pts
Q2 FY2525.2%−2.0 pts
Q1 FY2526.3%−0.2 pts
Q4 FY2428.5%−32.6 pts
Q3 FY2426.4%−37.4 pts
Q2 FY2427.1%−39.4 pts
Q1 FY2426.5%−43.9 pts
Q4 FY2361.0%+39.4 pts
Q3 FY2363.8%+41.5 pts

Against its peers

Companies in Banks - Regional nearest First Citizens BancShares' size, closest first, today.

CompanyProfit margin
FCNCAFirst Citizens BancShares24.5%
CFGCitizens Financial24.4%
RFRegions Financial29.3%
HBANHuntington Bancshares24.7%
KEYKeyCorp26.1%
MTBM&T Bank30.4%
EWBCEast West Bancorp46.6%
FITBFifth Third Bancorp21.8%
TFCTruist Financial28.0%
ALLYAlly Financial16.8%
SSBSouthState Bank34.9%
Peer median27.0%

What the profit margin tells you

Profit as a share of revenue at three levels: gross (after making the product), operating (after running the business) and net (after everything, including tax and interest).

Compare within an industry. 10% is superb for a retailer and poor for a software company.

More on First Citizens BancShares

Valuation data, not investment advice. Prices as of . Reported figures come from the company's filings with the SEC.