M&T Bank profit margin MTB
Gross, operating and net profit as a share of revenue over the last twelve months, from 2009.
- Net margin, 12 months
- 30.4%
- Net margin on a year earlier
- +1.8 pts
- Peer median
- 25.4%
Over the twelve months to Jun 30, 2026, M&T Bank kept 30.4% of its revenue as net profit.
Five years earlier its net margin was 29.4%.
The median for 10 regional banks of a similar size is 25.4%.
Profit margin over time
Net
Fiscal year by fiscal year
| Fiscal year | Net margin |
|---|---|
| FY2025 | 29.4% |
| FY2024 | 27.9% |
| FY2023 | 28.4% |
| FY2022 | 24.4% |
| FY2021 | 31.0% |
| FY2020 | 22.7% |
| FY2019 | 31.2% |
| FY2018 | 32.4% |
| FY2017 | 25.0% |
| FY2016 | 24.8% |
| FY2015 | 23.1% |
| FY2014 | 23.9% |
| FY2013 | 25.1% |
| FY2012 | 24.1% |
| FY2011 | 21.6% |
Quarter by quarter
| Quarter | Ended | Net margin, 12 months | Change on a year |
|---|---|---|---|
| Q2 FY26 | 30.4% | +1.8 pts | |
| Q1 FY26 | 29.8% | +1.5 pts | |
| Q4 FY25 | 29.4% | +1.5 pts | |
| Q3 FY25 | 28.9% | +2.9 pts | |
| Q2 FY25 | 28.7% | +3.0 pts | |
| Q1 FY25 | 28.3% | +1.3 pts | |
| Q4 FY24 | 27.9% | −0.5 pts | |
| Q3 FY24 | 26.0% | −4.7 pts | |
| Q2 FY24 | 25.6% | −4.9 pts | |
| Q1 FY24 | 27.1% | +1.6 pts | |
| Q4 FY23 | 28.4% | +4.1 pts | |
| Q3 FY23 | 30.7% | +7.2 pts |
Against its peers
Companies in Banks - Regional nearest M&T Bank's size, closest first, today.
| Company | Profit margin |
|---|---|
| MTBM&T Bank | 30.4% |
| HBANHuntington Bancshares | 24.7% |
| CFGCitizens Financial | 24.4% |
| FCNCAFirst Citizens BancShares | 24.5% |
| RFRegions Financial | 29.3% |
| KEYKeyCorp | 26.1% |
| FITBFifth Third Bancorp | 21.8% |
| EWBCEast West Bancorp | 46.6% |
| TFCTruist Financial | 28.0% |
| ALLYAlly Financial | 16.8% |
| PNCPNC Financial Services | 29.2% |
| Peer median | 25.4% |
Where M&T Bank ranks
What the profit margin tells you
Profit as a share of revenue at three levels: gross (after making the product), operating (after running the business) and net (after everything, including tax and interest).
Compare within an industry. 10% is superb for a retailer and poor for a software company.
More on M&T Bank
Valuation data, not investment advice. Prices as of . Reported figures come from the company's filings with the SEC.