PNC Financial Services profit margin PNC
Gross, operating and net profit as a share of revenue over the last twelve months, from 2009.
- Net margin, 12 months
- 29.2%
- Net margin on a year earlier
- +2.7 pts
- Peer median
- 25.4%
Over the twelve months to Jun 30, 2026, PNC Financial Services kept 29.2% of its revenue as net profit.
Five years earlier its net margin was 32.5%.
The median for 10 regional banks of a similar size is 25.4%.
Profit margin over time
Fiscal year by fiscal year
| Fiscal year | Net margin |
|---|---|
| FY2025 | 28.7% |
| FY2024 | 25.7% |
| FY2023 | 24.0% |
| FY2022 | 27.2% |
| FY2021 | 28.3% |
| FY2020 | 43.1% |
| FY2019 | 29.6% |
| FY2018 | 29.5% |
| FY2017 | 31.1% |
| FY2016 | 24.3% |
| FY2015 | 25.5% |
| FY2014 | 25.7% |
| FY2013 | 24.7% |
| FY2012 | 18.3% |
| FY2011 | 20.9% |
Quarter by quarter
| Quarter | Ended | Net margin, 12 months | Change on a year |
|---|---|---|---|
| Q2 FY26 | 29.2% | +2.7 pts | |
| Q1 FY26 | 29.0% | +2.9 pts | |
| Q4 FY25 | 28.7% | +3.0 pts | |
| Q3 FY25 | 27.4% | +5.1 pts | |
| Q2 FY25 | 26.5% | +3.8 pts | |
| Q1 FY25 | 26.0% | +3.2 pts | |
| Q4 FY24 | 25.7% | +1.7 pts | |
| Q3 FY24 | 22.3% | −4.3 pts | |
| Q2 FY24 | 22.7% | −4.0 pts | |
| Q1 FY24 | 22.8% | −4.4 pts | |
| Q4 FY23 | 24.0% | −3.2 pts | |
| Q3 FY23 | 26.6% | −0.5 pts |
Against its peers
Companies in Banks - Regional nearest PNC Financial Services' size, closest first, today.
| Company | Profit margin |
|---|---|
| PNCPNC Financial Services | 29.2% |
| TFCTruist Financial | 28.0% |
| FITBFifth Third Bancorp | 21.8% |
| MTBM&T Bank | 30.4% |
| HBANHuntington Bancshares | 24.7% |
| CFGCitizens Financial | 24.4% |
| FCNCAFirst Citizens BancShares | 24.5% |
| RFRegions Financial | 29.3% |
| KEYKeyCorp | 26.1% |
| EWBCEast West Bancorp | 46.6% |
| ALLYAlly Financial | 16.8% |
| Peer median | 25.4% |
Where PNC Financial Services ranks
What the profit margin tells you
Profit as a share of revenue at three levels: gross (after making the product), operating (after running the business) and net (after everything, including tax and interest).
Compare within an industry. 10% is superb for a retailer and poor for a software company.
More on PNC Financial Services
Valuation data, not investment advice. Prices as of . Reported figures come from the company's filings with the SEC.