Superworth

Citizens Financial profit margin CFG

Gross, operating and net profit as a share of revenue over the last twelve months, from 2014.

Net margin, 12 months
24.4%
Net margin on a year earlier
+4.1 pts
Peer median
27.0%

Over the twelve months to Jun 30, 2026, Citizens Financial kept 24.4% of its revenue as net profit.

Five years earlier its net margin was 30.0%.

The median for 10 regional banks of a similar size is 27.0%.

Profit margin over time

Net

Open the interactive chart, with overlays and comparisons

Fiscal year by fiscal year

Fiscal yearNet margin
FY202522.2%
FY202419.3%
FY202319.6%
FY202225.8%
FY202134.9%
FY202015.3%
FY201927.6%
FY201828.1%
FY201728.9%
FY201619.9%
FY201517.4%
FY201417.4%
FY2013n/a

Quarter by quarter

QuarterEndedNet margin, 12 monthsChange on a year
Q2 FY2624.4%+4.1 pts
Q1 FY2623.3%+3.4 pts
Q4 FY2522.2%+2.9 pts
Q3 FY2521.1%+4.5 pts
Q2 FY2520.3%+3.3 pts
Q1 FY2519.9%+2.1 pts
Q4 FY2419.3%−0.2 pts
Q3 FY2416.6%−8.0 pts
Q2 FY2417.0%−9.5 pts
Q1 FY2417.8%−7.7 pts
Q4 FY2319.6%−6.3 pts
Q3 FY2324.6%−1.3 pts

Against its peers

Companies in Banks - Regional nearest Citizens Financial's size, closest first, today.

CompanyProfit margin
CFGCitizens Financial24.4%
FCNCAFirst Citizens BancShares24.5%
RFRegions Financial29.3%
HBANHuntington Bancshares24.7%
MTBM&T Bank30.4%
KEYKeyCorp26.1%
EWBCEast West Bancorp46.6%
FITBFifth Third Bancorp21.8%
TFCTruist Financial28.0%
ALLYAlly Financial16.8%
SSBSouthState Bank34.9%
Peer median27.0%

What the profit margin tells you

Profit as a share of revenue at three levels: gross (after making the product), operating (after running the business) and net (after everything, including tax and interest).

Compare within an industry. 10% is superb for a retailer and poor for a software company.

More on Citizens Financial

Valuation data, not investment advice. Prices as of . Reported figures come from the company's filings with the SEC.