SouthState Bank profit margin SSB
Gross, operating and net profit as a share of revenue over the last twelve months, from 2011.
- Net margin, 12 months
- 34.9%
- Net margin on a year earlier
- +7.7 pts
- Peer median
- 28.9%
Over the twelve months to Jun 30, 2026, SouthState Bank kept 34.9% of its revenue as net profit.
Five years earlier its net margin was 29.7%.
The median for 10 regional banks of a similar size is 28.9%.
Profit margin over time
Fiscal year by fiscal year
| Fiscal year | Net margin |
|---|---|
| FY2025 | 29.8% |
| FY2024 | 31.1% |
| FY2023 | 28.4% |
| FY2022 | 30.2% |
| FY2021 | 34.3% |
| FY2020 | 10.6% |
| FY2019 | 28.8% |
| FY2018 | 27.1% |
| FY2017 | 15.8% |
| FY2016 | 22.3% |
| FY2015 | 22.4% |
| FY2014 | 17.9% |
| FY2013 | 15.0% |
| FY2012 | 13.8% |
| FY2011 | 10.9% |
Quarter by quarter
| Quarter | Ended | Net margin, 12 months | Change on a year |
|---|---|---|---|
| Q2 FY26 | 34.9% | +7.7 pts | |
| Q1 FY26 | 34.5% | +8.2 pts | |
| Q4 FY25 | 29.8% | −1.3 pts | |
| Q3 FY25 | 28.4% | −1.0 pts | |
| Q2 FY25 | 27.2% | −1.1 pts | |
| Q1 FY25 | 26.3% | −1.3 pts | |
| Q4 FY24 | 31.1% | +2.7 pts | |
| Q3 FY24 | 29.5% | −0.4 pts | |
| Q2 FY24 | 28.3% | −1.9 pts | |
| Q1 FY24 | 27.6% | −3.0 pts | |
| Q4 FY23 | 28.4% | −1.7 pts | |
| Q3 FY23 | 29.8% | −0.1 pts |
Against its peers
Companies in Banks - Regional nearest SouthState Bank's size, closest first, today.
| Company | Profit margin |
|---|---|
| SSBSouthState Bank | 34.9% |
| WTFCWintrust Financial | n/m |
| BPOPPopular | 28.9% |
| ALLYAlly Financial | 16.8% |
| COLBColumbia Banking System | 26.8% |
| PBProsperity Bancshares | 40.4% |
| WALWestern Alliance Bancorporation | 25.0% |
| CBSHCommerce Bancshares | 31.3% |
| UBSIUnited Bankshares | 40.2% |
| GBCIGlacier Bancorp | 26.2% |
| HOMBHome Bancshares | 42.7% |
| Peer median | 28.9% |
Where SouthState Bank ranks
What the profit margin tells you
Profit as a share of revenue at three levels: gross (after making the product), operating (after running the business) and net (after everything, including tax and interest).
Compare within an industry. 10% is superb for a retailer and poor for a software company.
More on SouthState Bank
Valuation data, not investment advice. Prices as of . Reported figures come from the company's filings with the SEC.