United Bankshares profit margin UBSI
Gross, operating and net profit as a share of revenue over the last twelve months, from 2010.
- Net margin, 12 months
- 40.2%
- Net margin on a year earlier
- +4.9 pts
- Peer median
- 31.3%
Over the twelve months to Jun 30, 2026, United Bankshares kept 40.2% of its revenue as net profit.
Five years earlier its net margin was 34.9%.
The median for 10 regional banks of a similar size is 31.3%.
Profit margin over time
Fiscal year by fiscal year
| Fiscal year | Net margin |
|---|---|
| FY2025 | 37.5% |
| FY2024 | 36.0% |
| FY2023 | 34.7% |
| FY2022 | 36.2% |
| FY2021 | 36.0% |
| FY2020 | 27.7% |
| FY2019 | 35.7% |
| FY2018 | 35.7% |
| FY2017 | 22.1% |
| FY2016 | 29.7% |
| FY2015 | 30.1% |
| FY2014 | 28.4% |
| FY2013 | 25.5% |
| FY2012 | 24.0% |
| FY2011 | 24.3% |
Quarter by quarter
| Quarter | Ended | Net margin, 12 months | Change on a year |
|---|---|---|---|
| Q2 FY26 | 40.2% | +4.9 pts | |
| Q1 FY26 | 39.9% | +5.3 pts | |
| Q4 FY25 | 37.5% | +1.5 pts | |
| Q3 FY25 | 36.4% | +1.9 pts | |
| Q2 FY25 | 35.2% | +0.6 pts | |
| Q1 FY25 | 34.6% | +0.6 pts | |
| Q4 FY24 | 36.0% | +1.3 pts | |
| Q3 FY24 | 34.5% | −1.5 pts | |
| Q2 FY24 | 34.6% | −1.7 pts | |
| Q1 FY24 | 34.0% | −2.7 pts | |
| Q4 FY23 | 34.7% | −1.4 pts | |
| Q3 FY23 | 36.1% | +0.9 pts |
Against its peers
Companies in Banks - Regional nearest United Bankshares' size, closest first, today.
| Company | Profit margin |
|---|---|
| UBSIUnited Bankshares | 40.2% |
| GBCIGlacier Bancorp | 26.2% |
| HOMBHome Bancshares | 42.7% |
| HWCHancock Whitney | 29.1% |
| ASBAssociated Banc-Corp | 31.4% |
| AUBAtlantic Union Bankshares | 31.6% |
| ABCBAmeris Bancorp | 29.8% |
| CBSHCommerce Bancshares | 31.3% |
| WALWestern Alliance Bancorporation | 25.0% |
| PBProsperity Bancshares | 40.4% |
| AXAxos Financial | 33.1% |
| Peer median | 31.3% |
Where United Bankshares ranks
What the profit margin tells you
Profit as a share of revenue at three levels: gross (after making the product), operating (after running the business) and net (after everything, including tax and interest).
Compare within an industry. 10% is superb for a retailer and poor for a software company.
More on United Bankshares
Valuation data, not investment advice. Prices as of . Reported figures come from the company's filings with the SEC.