Third Coast Bancshares profit margin TCBX
Gross, operating and net profit as a share of revenue over the last twelve months, from 2020.
- Net margin, 12 months
- 31.4%
- Net margin on a year earlier
- +1.0 pts
- Peer median
- 27.4%
Over the twelve months to Jun 30, 2026, Third Coast Bancshares kept 31.4% of its revenue as net profit.
Five years earlier its net margin was 18.6%.
The median for 10 regional banks of a similar size is 27.4%.
Profit margin over time
Fiscal year by fiscal year
| Fiscal year | Net margin |
|---|---|
| FY2025 | 31.7% |
| FY2024 | 27.8% |
| FY2023 | 22.6% |
| FY2022 | 15.1% |
| FY2021 | 12.0% |
| FY2020 | 17.2% |
Quarter by quarter
| Quarter | Ended | Net margin, 12 months | Change on a year |
|---|---|---|---|
| Q2 FY26 | 31.4% | +1.0 pts | |
| Q1 FY26 | 31.3% | +2.5 pts | |
| Q4 FY25 | 31.7% | +3.9 pts | |
| Q3 FY25 | 31.3% | +4.8 pts | |
| Q2 FY25 | 30.4% | +7.4 pts | |
| Q1 FY25 | 28.8% | +6.3 pts | |
| Q4 FY24 | 27.8% | +5.2 pts | |
| Q3 FY24 | 26.5% | +4.5 pts | |
| Q2 FY24 | 22.9% | −0.4 pts | |
| Q1 FY24 | 22.5% | +2.9 pts | |
| Q4 FY23 | 22.6% | +7.5 pts | |
| Q3 FY23 | 22.0% | +12.1 pts |
Against its peers
Companies in Banks - Regional nearest Third Coast Bancshares' size, closest first, today.
| Company | Profit margin |
|---|---|
| TCBXThird Coast Bancshares | 31.4% |
| ACNBAcnb | n/m |
| BHBBar Harbor Bankshares | 25.5% |
| RRBIRed River Bancshares | 34.9% |
| MSBIMidland States Bancorp | 13.1% |
| CWBCCommunity West Bancshares | 22.1% |
| GCBCGreene County Bancorp | 44.3% |
| FBIZFirst Business Financial Services | 31.2% |
| KRNYKearny Financial | 20.4% |
| WASHWashington Trust Bancorp | n/m |
| CIVBCivista Bancshares | 29.3% |
| Peer median | 27.4% |
Where Third Coast Bancshares ranks
What the profit margin tells you
Profit as a share of revenue at three levels: gross (after making the product), operating (after running the business) and net (after everything, including tax and interest).
Compare within an industry. 10% is superb for a retailer and poor for a software company.
More on Third Coast Bancshares
Valuation data, not investment advice. Prices as of . Reported figures come from the company's filings with the SEC.