First Business Financial Services profit margin FBIZ
Gross, operating and net profit as a share of revenue over the last twelve months, from 2011.
- Net margin, 12 months
- 31.2%
- Net margin on a year earlier
- +1.7 pts
- Peer median
- 31.4%
Over the twelve months to Jun 30, 2026, First Business Financial Services kept 31.2% of its revenue as net profit.
Five years earlier its net margin was 25.4%.
The median for 10 regional banks of a similar size is 31.4%.
Profit margin over time
Fiscal year by fiscal year
| Fiscal year | Net margin |
|---|---|
| FY2025 | 29.8% |
| FY2024 | 28.8% |
| FY2023 | 25.7% |
| FY2022 | 32.0% |
| FY2021 | 31.7% |
| FY2020 | 16.3% |
| FY2019 | 25.0% |
| FY2018 | 19.1% |
| FY2017 | 15.4% |
| FY2016 | 18.3% |
| FY2015 | 21.8% |
| FY2014 | 25.1% |
| FY2013 | 27.2% |
| FY2012 | 19.2% |
| FY2011 | 19.8% |
Quarter by quarter
| Quarter | Ended | Net margin, 12 months | Change on a year |
|---|---|---|---|
| Q2 FY26 | 31.2% | +1.7 pts | |
| Q1 FY26 | 29.8% | +0.4 pts | |
| Q4 FY25 | 29.8% | +1.0 pts | |
| Q3 FY25 | 30.7% | +4.1 pts | |
| Q2 FY25 | 29.5% | +3.1 pts | |
| Q1 FY25 | 29.5% | +4.0 pts | |
| Q4 FY24 | 28.8% | +3.1 pts | |
| Q3 FY24 | 26.6% | +0.2 pts | |
| Q2 FY24 | 26.4% | −1.2 pts | |
| Q1 FY24 | 25.4% | −5.2 pts | |
| Q4 FY23 | 25.7% | −6.2 pts | |
| Q3 FY23 | 26.4% | −5.8 pts |
Against its peers
Companies in Banks - Regional nearest First Business Financial Services' size, closest first, today.
| Company | Profit margin |
|---|---|
| FBIZFirst Business Financial Services | 31.2% |
| GCBCGreene County Bancorp | 44.3% |
| KRNYKearny Financial | 20.4% |
| CIVBCivista Bancshares | 29.3% |
| UNTYUnity Bancorp | 43.3% |
| BWBBridgewater Bancshares | 34.8% |
| BSVNBank7 | 42.7% |
| TCBXThird Coast Bancshares | 31.4% |
| ACNBAcnb | n/m |
| BHBBar Harbor Bankshares | 25.5% |
| BSRRSierra Bancorp | 28.7% |
| Peer median | 31.4% |
Where First Business Financial Services ranks
What the profit margin tells you
Profit as a share of revenue at three levels: gross (after making the product), operating (after running the business) and net (after everything, including tax and interest).
Compare within an industry. 10% is superb for a retailer and poor for a software company.
More on First Business Financial Services
Valuation data, not investment advice. Prices as of . Reported figures come from the company's filings with the SEC.