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Civista Bancshares profit margin CIVB

Gross, operating and net profit as a share of revenue over the last twelve months, from 2011.

Net margin, 12 months
29.3%
Net margin on a year earlier
+4.9 pts
Peer median
34.8%

Over the twelve months to Jun 30, 2026, Civista Bancshares kept 29.3% of its revenue as net profit.

Five years earlier its net margin was 30.0%.

The median for 10 regional banks of a similar size is 34.8%.

Profit margin over time

Net

Open the interactive chart, with overlays and comparisons

Fiscal year by fiscal year

Fiscal yearNet margin
FY202526.8%
FY202420.5%
FY202326.4%
FY202228.3%
FY202132.0%
FY202027.3%
FY201931.5%
FY201816.8%
FY201722.4%
FY201625.9%
FY201520.7%
FY201417.1%
FY201311.9%
FY201210.8%
FY20117.6%

Quarter by quarter

QuarterEndedNet margin, 12 monthsChange on a year
Q2 FY2629.3%+4.9 pts
Q1 FY2628.5%+6.1 pts
Q4 FY2526.8%+6.3 pts
Q3 FY2526.3%+5.8 pts
Q2 FY2524.4%+2.6 pts
Q1 FY2522.4%−1.0 pts
Q4 FY2420.5%−5.9 pts
Q3 FY2420.6%−6.8 pts
Q2 FY2421.8%−6.5 pts
Q1 FY2423.4%−5.4 pts
Q4 FY2326.4%−1.9 pts
Q3 FY2327.3%−2.9 pts

Against its peers

Companies in Banks - Regional nearest Civista Bancshares' size, closest first, today.

CompanyProfit margin
CIVBCivista Bancshares29.3%
UNTYUnity Bancorp43.3%
BWBBridgewater Bancshares34.8%
KRNYKearny Financial20.4%
FBIZFirst Business Financial Services31.2%
GCBCGreene County Bancorp44.3%
BSVNBank742.7%
BSRRSierra Bancorp28.7%
BWFGBankwell Financial35.2%
NPBNorthpointe Bancshares34.9%
NRIMNorthrim Bancorp30.9%
Peer median34.8%

Where Civista Bancshares ranks

What the profit margin tells you

Profit as a share of revenue at three levels: gross (after making the product), operating (after running the business) and net (after everything, including tax and interest).

Compare within an industry. 10% is superb for a retailer and poor for a software company.

More on Civista Bancshares

Valuation data, not investment advice. Prices as of . Reported figures come from the company's filings with the SEC.