Greene County Bancorp profit margin GCBC
Gross, operating and net profit as a share of revenue over the last twelve months, from 2011.
- Net margin, 12 months
- 44.3%
- Net margin on a year earlier
- +3.0 pts
- Peer median
- 31.2%
Over the twelve months to Jun 30, 2026, Greene County Bancorp kept 44.3% of its revenue as net profit.
Five years earlier its net margin was 38.1%.
The median for 10 regional banks of a similar size is 31.2%.
Profit margin over time
Fiscal year by fiscal year
| Fiscal year | Net margin |
|---|---|
| FY2026 | 44.3% |
| FY2025 | 41.3% |
| FY2024 | 38.2% |
| FY2023 | 42.0% |
| FY2022 | 39.9% |
| FY2021 | 38.1% |
| FY2020 | 35.0% |
| FY2019 | 36.2% |
| FY2018 | 34.0% |
| FY2017 | 30.4% |
| FY2016 | 27.8% |
| FY2015 | 24.7% |
| FY2014 | 24.5% |
| FY2013 | 24.3% |
| FY2012 | 22.8% |
Quarter by quarter
| Quarter | Ended | Net margin, 12 months | Change on a year |
|---|---|---|---|
| Q4 FY26 | 44.3% | +3.0 pts | |
| Q3 FY26 | 44.3% | +4.4 pts | |
| Q2 FY26 | 43.4% | +4.1 pts | |
| Q1 FY26 | 42.2% | +4.4 pts | |
| Q4 FY25 | 41.3% | +3.1 pts | |
| Q3 FY25 | 39.9% | +2.6 pts | |
| Q2 FY25 | 39.3% | +0.1 pts | |
| Q1 FY25 | 37.8% | −1.9 pts | |
| Q4 FY24 | 38.2% | −3.8 pts | |
| Q3 FY24 | 37.3% | −4.7 pts | |
| Q2 FY24 | 39.2% | −2.3 pts | |
| Q1 FY24 | 39.6% | −2.0 pts |
Against its peers
Companies in Banks - Regional nearest Greene County Bancorp's size, closest first, today.
| Company | Profit margin |
|---|---|
| GCBCGreene County Bancorp | 44.3% |
| FBIZFirst Business Financial Services | 31.2% |
| KRNYKearny Financial | 20.4% |
| CIVBCivista Bancshares | 29.3% |
| UNTYUnity Bancorp | 43.3% |
| BWBBridgewater Bancshares | 34.8% |
| BSVNBank7 | 42.7% |
| TCBXThird Coast Bancshares | 31.4% |
| ACNBAcnb | n/m |
| BHBBar Harbor Bankshares | 25.5% |
| BSRRSierra Bancorp | 28.7% |
| Peer median | 31.2% |
Where Greene County Bancorp ranks
What the profit margin tells you
Profit as a share of revenue at three levels: gross (after making the product), operating (after running the business) and net (after everything, including tax and interest).
Compare within an industry. 10% is superb for a retailer and poor for a software company.
More on Greene County Bancorp
Valuation data, not investment advice. Prices as of . Reported figures come from the company's filings with the SEC.