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Midland States Bancorp profit margin MSBI

Gross, operating and net profit as a share of revenue over the last twelve months, from 2015.

Net margin, 12 months
13.1%
Net margin on a year earlier
+53.4 pts
Peer median
31.3%

Over the twelve months to Jun 30, 2026, Midland States Bancorp kept 13.1% of its revenue as net profit.

Five years earlier its net margin was 17.4%.

The median for 10 regional banks of a similar size is 31.3%.

Profit margin over time

Net

Open the interactive chart, with overlays and comparisons

Fiscal year by fiscal year

Fiscal yearNet margin
FY2025−38.2%
FY202410.1%
FY202316.8%
FY202230.4%
FY202129.3%
FY20208.7%
FY201921.0%
FY201815.7%
FY20178.5%
FY201617.8%
FY201514.8%

Quarter by quarter

QuarterEndedNet margin, 12 monthsChange on a year
Q2 FY2613.1%+53.4 pts
Q1 FY2610.7%+46.2 pts
Q4 FY25−38.2%−48.4 pts
Q3 FY25−45.6%−63.5 pts
Q2 FY25−40.4%−57.0 pts
Q1 FY25−35.5%−51.6 pts
Q4 FY2410.1%−6.7 pts
Q3 FY2417.9%−9.4 pts
Q2 FY2416.6%−13.5 pts
Q1 FY2416.1%−14.2 pts
Q4 FY2316.8%−13.6 pts
Q3 FY2327.3%−2.0 pts

Against its peers

Companies in Banks - Regional nearest Midland States Bancorp's size, closest first, today.

CompanyProfit margin
MSBIMidland States Bancorp13.1%
RRBIRed River Bancshares34.9%
BHBBar Harbor Bankshares25.5%
ACNBAcnbn/m
CWBCCommunity West Bancshares22.1%
TCBXThird Coast Bancshares31.4%
WASHWashington Trust Bancorpn/m
GCBCGreene County Bancorp44.3%
FBIZFirst Business Financial Services31.2%
KRNYKearny Financial20.4%
SMBCSouthern Missouri Bancorp35.8%
Peer median31.3%

What the profit margin tells you

Profit as a share of revenue at three levels: gross (after making the product), operating (after running the business) and net (after everything, including tax and interest).

Compare within an industry. 10% is superb for a retailer and poor for a software company.

More on Midland States Bancorp

Valuation data, not investment advice. Prices as of . Reported figures come from the company's filings with the SEC.