KEMPER profit margin KMPR
Gross, operating and net profit as a share of revenue over the last twelve months, from 2010.
- Net margin, 12 months
- −10.8%
- Net margin on a year earlier
- −18.0 pts
- Peer median
- 12.2%
Over the twelve months to Jun 30, 2026, KEMPER kept −10.8% of its revenue as net profit.
Five years earlier its net margin was 5.0%.
The median for 10 property and casualty insurers of a similar size is 12.2%.
Profit margin over time
Fiscal year by fiscal year
| Fiscal year | Net margin |
|---|---|
| FY2025 | 3.0% |
| FY2024 | 6.9% |
| FY2023 | −5.5% |
| FY2022 | −5.2% |
| FY2021 | −2.1% |
| FY2020 | 7.9% |
| FY2019 | 10.5% |
| FY2018 | 5.1% |
| FY2017 | 4.4% |
| FY2016 | 0.7% |
| FY2015 | 3.7% |
| FY2014 | 5.2% |
| FY2013 | 9.0% |
| FY2012 | 4.2% |
| FY2011 | 3.0% |
Quarter by quarter
| Quarter | Ended | Net margin, 12 months | Change on a year |
|---|---|---|---|
| Q2 FY26 | −10.8% | −18.0 pts | |
| Q1 FY26 | 0.9% | −6.5 pts | |
| Q4 FY25 | 3.0% | −3.9 pts | |
| Q3 FY25 | 5.1% | −0.7 pts | |
| Q2 FY25 | 7.2% | +6.1 pts | |
| Q1 FY25 | 7.4% | +9.9 pts | |
| Q4 FY24 | 6.9% | +12.4 pts | |
| Q3 FY24 | 5.9% | +13.2 pts | |
| Q2 FY24 | 1.1% | +6.9 pts | |
| Q1 FY24 | −2.5% | +2.6 pts | |
| Q4 FY23 | −5.5% | −0.3 pts | |
| Q3 FY23 | −7.3% | −1.3 pts |
Against its peers
Companies in Insurance - Property & Casualty nearest KEMPER's size, closest first, today.
| Company | Profit margin |
|---|---|
| KMPRKEMPER | −10.8% |
| HMNHorace Mann Educators | 10.2% |
| SAFTSafety Insurance | 5.3% |
| UFCSUnited Fire | 9.6% |
| UVEUniversal Insurance | 13.5% |
| HGHamilton Insurance | 28.8% |
| ASICAtegrity Specialty Insurance | 20.7% |
| HCIHCI | 32.6% |
| BOWBowhead Specialty | 10.1% |
| HRTGHeritage Insurance | 25.2% |
| SKWDSkyward Specialty Insurance | 10.8% |
| Peer median | 12.2% |
Where KEMPER ranks
What the profit margin tells you
Profit as a share of revenue at three levels: gross (after making the product), operating (after running the business) and net (after everything, including tax and interest).
Compare within an industry. 10% is superb for a retailer and poor for a software company.
More on KEMPER
Valuation data, not investment advice. Prices as of . Reported figures come from the company's filings with the SEC.