James River profit margin JRVR
Gross, operating and net profit as a share of revenue over the last twelve months, from 2014.
- Net margin, 12 months
- 4.7%
- Net margin on a year earlier
- +18.2 pts
- Peer median
- 7.7%
Over the twelve months to Jun 30, 2026, James River kept 4.7% of its revenue as net profit.
Five years earlier its net margin was −10.3%.
The median for 10 property and casualty insurers of a similar size is 7.7%.
Profit margin over time
Fiscal year by fiscal year
| Fiscal year | Net margin |
|---|---|
| FY2025 | 6.9% |
| FY2024 | −11.5% |
| FY2023 | −12.9% |
| FY2022 | 4.7% |
| FY2021 | −22.4% |
| FY2020 | 0.7% |
| FY2019 | 4.2% |
| FY2018 | 7.2% |
| FY2017 | 5.3% |
| FY2016 | 12.7% |
| FY2015 | 10.6% |
| FY2014 | 10.2% |
Quarter by quarter
| Quarter | Ended | Net margin, 12 months | Change on a year |
|---|---|---|---|
| Q2 FY26 | 4.7% | +18.2 pts | |
| Q1 FY26 | 4.3% | +17.1 pts | |
| Q4 FY25 | 6.9% | +18.4 pts | |
| Q3 FY25 | −7.6% | +13.2 pts | |
| Q2 FY25 | −13.5% | −0.3 pts | |
| Q1 FY25 | −12.8% | −0.8 pts | |
| Q4 FY24 | −11.5% | +1.4 pts | |
| Q3 FY24 | −20.8% | −28.9 pts | |
| Q2 FY24 | −13.2% | −18.4 pts | |
| Q1 FY24 | −12.0% | −16.4 pts | |
| Q4 FY23 | −12.9% | −17.6 pts | |
| Q3 FY23 | 8.0% | +15.8 pts |
Against its peers
Companies in Insurance - Property & Casualty nearest James River's size, closest first, today.
| Company | Profit margin |
|---|---|
| JRVRJames River | 4.7% |
| KINSKingstone Companies | 14.8% |
| NODKNI | 2.9% |
| GBLIGlobal Indemnity Group, LLC | 7.5% |
| AMSFAmerisafe | 14.0% |
| GLREGreenlight Capital RE | 7.8% |
| ACICAMERICAN COASTAL INSURANCE | 30.3% |
| AIIAmerican Integrity Insurance | 26.2% |
| DGICADonegal | 7.4% |
| ROOTRoot | 3.9% |
| EIGEmployers | 0.9% |
| Peer median | 7.7% |
Where James River ranks
What the profit margin tells you
Profit as a share of revenue at three levels: gross (after making the product), operating (after running the business) and net (after everything, including tax and interest).
Compare within an industry. 10% is superb for a retailer and poor for a software company.
More on James River
Valuation data, not investment advice. Prices as of . Reported figures come from the company's filings with the SEC.