First Community profit margin FCCO
Gross, operating and net profit as a share of revenue over the last twelve months, from 2011.
- Net margin, 12 months
- 25.9%
- Net margin on a year earlier
- +2.0 pts
- Peer median
- 26.0%
Over the twelve months to Jun 30, 2026, First Community kept 25.9% of its revenue as net profit.
Five years earlier its net margin was 22.7%.
The median for 10 regional banks of a similar size is 26.0%.
Profit margin over time
Fiscal year by fiscal year
| Fiscal year | Net margin |
|---|---|
| FY2025 | 24.3% |
| FY2024 | 21.1% |
| FY2023 | 20.0% |
| FY2022 | 24.6% |
| FY2021 | 26.1% |
| FY2020 | 18.8% |
| FY2019 | 22.6% |
| FY2018 | 24.2% |
| FY2017 | 14.9% |
| FY2016 | 18.9% |
| FY2015 | 17.9% |
| FY2014 | 16.0% |
| FY2013 | 15.8% |
| FY2012 | 15.5% |
| FY2011 | 13.5% |
Quarter by quarter
| Quarter | Ended | Net margin, 12 months | Change on a year |
|---|---|---|---|
| Q2 FY26 | 25.9% | +2.0 pts | |
| Q1 FY26 | 24.7% | +2.5 pts | |
| Q4 FY25 | 24.3% | +3.2 pts | |
| Q3 FY25 | 24.5% | +4.1 pts | |
| Q2 FY25 | 23.9% | +5.9 pts | |
| Q1 FY25 | 22.2% | +3.8 pts | |
| Q4 FY24 | 21.1% | +1.2 pts | |
| Q3 FY24 | 20.4% | −0.6 pts | |
| Q2 FY24 | 18.0% | −6.1 pts | |
| Q1 FY24 | 18.4% | −5.8 pts | |
| Q4 FY23 | 20.0% | −4.6 pts | |
| Q3 FY23 | 21.0% | −3.8 pts |
Against its peers
Companies in Banks - Regional nearest First Community's size, closest first, today.
| Company | Profit margin |
|---|---|
| FCCOFirst Community | 25.9% |
| FVCBFVCBankcorp | n/m |
| BPRNPrinceton Bancorp | 30.0% |
| FSBWFS Bancorp | 21.4% |
| ISBAIsabella Bank | 23.4% |
| MYFWFirst Western Financial | 16.9% |
| BCMLBayCom | 12.6% |
| JMSBJohn Marshall Bancorp | 35.8% |
| COSOCoastalSouth Bancshares | 31.3% |
| OVLYOak Valley Bancorp | 28.0% |
| FRAFFranklin Financial Services | 26.0% |
| Peer median | 26.0% |
What the profit margin tells you
Profit as a share of revenue at three levels: gross (after making the product), operating (after running the business) and net (after everything, including tax and interest).
Compare within an industry. 10% is superb for a retailer and poor for a software company.
More on First Community
Valuation data, not investment advice. Prices as of . Reported figures come from the company's filings with the SEC.