Coastal Financial profit margin CCB
Gross, operating and net profit as a share of revenue over the last twelve months, from 2017.
- Net margin, 12 months
- −0.6%
- Net margin on a year earlier
- −9.2 pts
- Peer median
- 28.4%
Over the twelve months to Jun 30, 2026, Coastal Financial kept −0.6% of its revenue as net profit.
Five years earlier its net margin was 27.3%.
The median for 10 regional banks of a similar size is 28.4%.
Profit margin over time
Fiscal year by fiscal year
| Fiscal year | Net margin |
|---|---|
| FY2025 | 8.7% |
| FY2024 | 7.8% |
| FY2023 | 10.0% |
| FY2022 | 13.7% |
| FY2021 | 25.1% |
| FY2020 | 23.1% |
| FY2019 | 26.3% |
| FY2018 | 24.1% |
| FY2017 | 16.3% |
Quarter by quarter
| Quarter | Ended | Net margin, 12 months | Change on a year |
|---|---|---|---|
| Q2 FY26 | −0.6% | −9.2 pts | |
| Q1 FY26 | 8.9% | +0.5 pts | |
| Q4 FY25 | 8.7% | +0.9 pts | |
| Q3 FY25 | 8.7% | +1.4 pts | |
| Q2 FY25 | 8.5% | +1.1 pts | |
| Q1 FY25 | 8.4% | +0.5 pts | |
| Q4 FY24 | 7.8% | −2.2 pts | |
| Q3 FY24 | 7.3% | −4.3 pts | |
| Q2 FY24 | 7.5% | −4.8 pts | |
| Q1 FY24 | 7.9% | −5.5 pts | |
| Q4 FY23 | 10.0% | −3.7 pts | |
| Q3 FY23 | 11.7% | −2.9 pts |
Against its peers
Companies in Banks - Regional nearest Coastal Financial's size, closest first, today.
| Company | Profit margin |
|---|---|
| CCBCoastal Financial | −0.6% |
| MSBIMidland States Bancorp | 13.1% |
| RRBIRed River Bancshares | 34.9% |
| CWBCCommunity West Bancshares | 22.1% |
| BHBBar Harbor Bankshares | 25.5% |
| ACNBAcnb | n/m |
| TCBXThird Coast Bancshares | 31.4% |
| WASHWashington Trust Bancorp | n/m |
| GCBCGreene County Bancorp | 44.3% |
| FBIZFirst Business Financial Services | 31.2% |
| KRNYKearny Financial | 20.4% |
| Peer median | 28.4% |
What the profit margin tells you
Profit as a share of revenue at three levels: gross (after making the product), operating (after running the business) and net (after everything, including tax and interest).
Compare within an industry. 10% is superb for a retailer and poor for a software company.
More on Coastal Financial
Valuation data, not investment advice. Prices as of . Reported figures come from the company's filings with the SEC.