SuperworthUnited Fire UFCS
- Market cap
- $1.5B
- PE
- 10.7×
- 10y median 18.2×
- Forward PE
- n/m
- not a meaningful number
- Price to sales
- 1.0×
- Revenue, 12 months
- $1.5B
- +11% on a year ago
- Net margin
- 9.6%
United Fire trades at 10.7× trailing earnings, cheaper than 80% of the last ten years. Revenue was $1.5B over the last twelve months, up 11% on a year earlier with a 10% net margin.
Charts
Financials
| Income statement | Q3 FY23 | Q4 FY23 | Q1 FY24 | Q2 FY24 | Q3 FY24 | Q4 FY24 | Q1 FY25 | Q2 FY25 | Q3 FY25 | Q4 FY25 | Q1 FY26 | Q2 FY26 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| $274M+16% | $287.3M+3% | $296M+11% | $301.2M+13% | $323M+18% | $333.2M+16% | $331.1M+12% | $335.5M+11% | $354M+10% | $365.8M+10% | $369.4M+12% | $383.7M+14% | |
| Interest expense | $797K+0% | $869K+9% | $859K+8% | $1.5M+83% | $2.5M+211% | $2.5M+186% | $2.5M+189% | $2.5M+70% | $3.1M+26% | $3.2M+28% | $3.2M+28% | $3.2M+28% |
| Pre-tax income | $8.4M | $24.1M+7% | $16.3M | −$3.8M−95% | $25M+198% | $39.5M+64% | $21.9M+34% | $29.2M | $48.7M+95% | $48.2M+22% | $38M+74% | $41.9M+44% |
| $2M | $4.5M+79% | $2.8M | −$1M−94% | $5.2M+162% | $8.1M+79% | $4.2M+49% | $6.3M | $9.5M+82% | $9.8M+22% | $8M+92% | $8.6M+37% | |
| Net income | $6.4M | $19.6M−3% | $13.5M+1846% | −$2.7M−95% | $19.7M+210% | $31.4M+60% | $17.7M+31% | $22.9M | $39.2M+99% | $38.4M+22% | $30.1M+70% | $33.4M+45% |
| $0.25 | $0.78−1% | $0.52+1633% | −$0.11−95% | $0.76+204% | $1.21+55% | $0.67+29% | $0.87 | $1.49+96% | $1.45+20% | $1.15+72% | $1.29+48% | |
| 25.6M+2% | 25.3M−0% | 25.8M+1% | 25.3M+0% | 25.9M+1% | 26M+3% | 26.2M+2% | 26.4M+4% | 26.4M+2% | 26.5M+2% | 26.1M−1% | 25.9M−2% |
EPS, diluted: 11 periods, Q4 FY10 to Q4 FY25: quarter's net income to common over its shares, to the cent.
Diluted shares: 5 periods, Q2 FY10 to Q3 FY11: not printed by the filing, worked out from its own lines. 3 periods, Q4 FY10 to Q4 FY22: the earlier year to date counted no dilution: the quarter's basic count plus the later year to date's dilution. 4 periods, Q4 FY12 to Q4 FY20: a loss quarter: its basic count, share-days: the 12-month average less the 9-month, weighted by days. 9 periods, Q4 FY13 to Q4 FY25: share-days: the 12-month average less the 9-month, weighted by days.
From each company's 10-Q and 10-K filings, the newest version of each figure. Quarters are as filed (a fourth quarter is the year less its first nine months), fiscal years as the 10-K prints them, restated where a later 10-K restated them, and balance sheet lines as of the period's end. A quarter whose 10-Q isn't filed yet is from the company's results release. Growth is on the same period a year earlier. A dash is a period with no figure for the line: the filing doesn't print it, or it hasn't been read yet.
Peers
Companies in Insurance - Property & Casualty nearest United Fire's size, closest first.
| Company | Market cap | PE | Its 10y median PE | Fwd PE | P/S | Revenue growth | Net margin |
|---|---|---|---|---|---|---|---|
| UFCSUnited Fire | $1.5B | 10.7× | 18.2× | 1.0× | +11% | 9.6% | |
| SAFTSafety Insurance | $1.5B | 22.4× | 16.8× | 1.2× | +7% | 5.3% | |
| UVEUniversal Insurance | $1.4B | 6.4× | 9.5× | 0.8× | +4% | 13.5% | |
| HMNHorace Mann Educators | $1.9B | 10.8× | 14.1× | 1.1× | +6% | 10.2% | |
| ASICAtegrity Specialty Insurance | $1.2B | 11.3× | 12.7× | 2.2× | +37% | 20.7% | |
| BOWBowhead Specialty | $1.1B | 18.4× | 18.1× | 1.8× | +25% | 10.1% | |
| HRTGHeritage Insurance | $1.1B | 5.2× | 10.1× | 1.3× | +2% | 25.2% | |
| HIPOHippo | $1B | 8.2× | 7.7× | 2.0× | +19% | 23.9% | |
| EIGEmployers | $935.4M | 76.6× | 11.2× | 1.1× | −6% | 0.9% | |
| HGHamilton Insurance | $2.4B | 5.9× | 5.4× | 0.8× | +15% | 28.8% | |
| HCIHCI | $2.5B | 8.8× | 15.6× | 2.7× | +23% | 32.6% | |
| Peer median | $1.3B | 9.8× | 11.9× | 1.2× | +11% | 17.1% |
More on United Fire
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About
- Industry
- Insurance - Property & Casualty
- Sector
- Financial Services
Valuation data, not investment advice. Prices as of .