SuperworthUnited Community Banks profit margin UCB
Gross, operating and net profit as a share of revenue over the last twelve months, from 2011.
- Net margin, 12 months
- 34.0%
- Net margin on a year earlier
- +6.0 pts
- Peer median
- 36.2%
Over the twelve months to Jun 30, 2026, United Community Banks kept 34.0% of its revenue as net profit.
Five years earlier its net margin was 35.1%.
The median for 10 regional banks of a similar size is 36.2%.
Profit margin over time
Fiscal year by fiscal year
| Fiscal year | Net margin |
|---|---|
| FY2025 | 30.9% |
| FY2024 | 26.5% |
| FY2023 | 21.0% |
| FY2022 | 31.2% |
| FY2021 | 38.2% |
| FY2020 | 24.9% |
| FY2019 | 32.3% |
| FY2018 | 31.2% |
| FY2017 | 15.3% |
| FY2016 | 24.9% |
| FY2015 | 21.7% |
| FY2014 | 24.3% |
| FY2013 | 99.4% |
| FY2012 | 11.9% |
| FY2011 | −80.4% |
Quarter by quarter
| Quarter | Ended | Net margin, 12 months | Change on a year |
|---|---|---|---|
| Q2 FY26 | 34.0% | +6.0 pts | |
| Q1 FY26 | 31.2% | +4.0 pts | |
| Q4 FY25 | 30.9% | +4.4 pts | |
| Q3 FY25 | 30.7% | +9.0 pts | |
| Q2 FY25 | 28.0% | +6.7 pts | |
| Q1 FY25 | 27.2% | +6.1 pts | |
| Q4 FY24 | 26.5% | +5.5 pts | |
| Q3 FY24 | 21.6% | −5.0 pts | |
| Q2 FY24 | 21.3% | −9.0 pts | |
| Q1 FY24 | 21.1% | −10.3 pts | |
| Q4 FY23 | 21.0% | −10.2 pts | |
| Q3 FY23 | 26.7% | −3.5 pts |
Against its peers
Companies in Banks - Regional nearest United Community Banks' size, closest first, today.
| Company | Profit margin |
|---|---|
| UCBUnited Community Banks | 34.0% |
| SFBSServisFirst Bancshares | 51.2% |
| FFINFirst Financial Bankshares | 40.4% |
| FLGFlagstar Bank, National Association | n/m |
| CATYCathay General Bancorp | 39.9% |
| TFSLTFS Financial CORP | 29.7% |
| FBPFirst Bancorp | 36.2% |
| IBOCInternational Bancshares | 48.1% |
| CVBFCVB Financial | 36.0% |
| INDBIndependent Bank | 27.0% |
| EBCEastern Bankshares | 33.5% |
| Peer median | 36.2% |
Where United Community Banks ranks
What the profit margin tells you
Profit as a share of revenue at three levels: gross (after making the product), operating (after running the business) and net (after everything, including tax and interest).
Compare within an industry. 10% is superb for a retailer and poor for a software company.
More on United Community Banks
Valuation data, not investment advice. Prices as of . Reported figures come from the company's filings with the SEC.