Eastern Bankshares profit margin EBC
Gross, operating and net profit as a share of revenue over the last twelve months, from 2019.
- Net margin, 12 months
- 33.5%
- Net margin on a year earlier
- +43.7 pts
- Peer median
- 32.4%
Over the twelve months to Jun 30, 2026, Eastern Bankshares kept 33.5% of its revenue as net profit.
Five years earlier its net margin was 11.1%.
The median for 10 regional banks of a similar size is 32.4%.
Profit margin over time
Fiscal year by fiscal year
| Fiscal year | Net margin |
|---|---|
| FY2025 | 12.2% |
| FY2024 | 16.3% |
| FY2023 | 74.3% |
| FY2022 | 27.7% |
| FY2021 | 24.8% |
| FY2020 | 3.9% |
| FY2019 | 22.8% |
Quarter by quarter
| Quarter | Ended | Net margin, 12 months | Change on a year |
|---|---|---|---|
| Q2 FY26 | 33.5% | +43.7 pts | |
| Q1 FY26 | 35.1% | +61.0 pts | |
| Q4 FY25 | 12.2% | −4.1 pts | |
| Q3 FY25 | 7.5% | −48.3 pts | |
| Q2 FY25 | −10.2% | −80.7 pts | |
| Q1 FY25 | −26.0% | −98.4 pts | |
| Q4 FY24 | 16.3% | −57.9 pts | |
| Q3 FY24 | 55.9% | +68.6 pts | |
| Q2 FY24 | 70.5% | +83.8 pts | |
| Q1 FY24 | 72.4% | +84.7 pts | |
| Q4 FY23 | 74.3% | +46.5 pts | |
| Q3 FY23 | −12.7% | −40.3 pts |
Against its peers
Companies in Banks - Regional nearest Eastern Bankshares' size, closest first, today.
| Company | Profit margin |
|---|---|
| EBCEastern Bankshares | 33.5% |
| AXAxos Financial | 33.1% |
| ABCBAmeris Bancorp | 29.8% |
| TFSLTFS Financial CORP | 29.7% |
| AUBAtlantic Union Bankshares | 31.6% |
| ASBAssociated Banc-Corp | 31.4% |
| SFBSServisFirst Bancshares | 51.2% |
| UCBUnited Community Banks | 34.0% |
| HWCHancock Whitney | 29.1% |
| HOMBHome Bancshares | 42.7% |
| FFINFirst Financial Bankshares | 40.4% |
| Peer median | 32.4% |
Where Eastern Bankshares ranks
What the profit margin tells you
Profit as a share of revenue at three levels: gross (after making the product), operating (after running the business) and net (after everything, including tax and interest).
Compare within an industry. 10% is superb for a retailer and poor for a software company.
More on Eastern Bankshares
Valuation data, not investment advice. Prices as of . Reported figures come from the company's filings with the SEC.