First Financial Bankshares profit margin FFIN
Gross, operating and net profit as a share of revenue over the last twelve months, from 2010.
- Net margin, 12 months
- 40.4%
- Net margin on a year earlier
- −1.1 pts
- Peer median
- 36.0%
Over the twelve months to Jun 30, 2026, First Financial Bankshares kept 40.4% of its revenue as net profit.
Five years earlier its net margin was 44.6%.
The median for 10 regional banks of a similar size is 36.0%.
Profit margin over time
Fiscal year by fiscal year
| Fiscal year | Net margin |
|---|---|
| FY2025 | 40.1% |
| FY2024 | 40.6% |
| FY2023 | 40.5% |
| FY2022 | 44.0% |
| FY2021 | 44.4% |
| FY2020 | 41.2% |
| FY2019 | 41.5% |
| FY2018 | 40.2% |
| FY2017 | 36.7% |
| FY2016 | 33.6% |
| FY2015 | 34.5% |
| FY2014 | 34.3% |
| FY2013 | 33.7% |
| FY2012 | 35.0% |
| FY2011 | 33.6% |
Quarter by quarter
| Quarter | Ended | Net margin, 12 months | Change on a year |
|---|---|---|---|
| Q2 FY26 | 40.4% | −1.1 pts | |
| Q1 FY26 | 40.6% | +0.0 pts | |
| Q4 FY25 | 40.1% | −0.4 pts | |
| Q3 FY25 | 39.5% | −0.1 pts | |
| Q2 FY25 | 41.5% | +1.7 pts | |
| Q1 FY25 | 40.6% | +0.4 pts | |
| Q4 FY24 | 40.6% | +0.1 pts | |
| Q3 FY24 | 39.6% | −2.3 pts | |
| Q2 FY24 | 39.8% | −3.0 pts | |
| Q1 FY24 | 40.2% | −3.7 pts | |
| Q4 FY23 | 40.5% | −3.5 pts | |
| Q3 FY23 | 41.9% | −1.7 pts |
Against its peers
Companies in Banks - Regional nearest First Financial Bankshares' size, closest first, today.
| Company | Profit margin |
|---|---|
| FFINFirst Financial Bankshares | 40.4% |
| FLGFlagstar Bank, National Association | n/m |
| CATYCathay General Bancorp | 39.9% |
| UCBUnited Community Banks | 34.0% |
| FBPFirst Bancorp | 36.2% |
| SFBSServisFirst Bancshares | 51.2% |
| IBOCInternational Bancshares | 48.1% |
| CVBFCVB Financial | 36.0% |
| TFSLTFS Financial CORP | 29.7% |
| INDBIndependent Bank | 27.0% |
| RNSTRenasant | 28.7% |
| Peer median | 36.0% |
Where First Financial Bankshares ranks
What the profit margin tells you
Profit as a share of revenue at three levels: gross (after making the product), operating (after running the business) and net (after everything, including tax and interest).
Compare within an industry. 10% is superb for a retailer and poor for a software company.
More on First Financial Bankshares
Valuation data, not investment advice. Prices as of . Reported figures come from the company's filings with the SEC.