Superworth

Independent Bank profit margin INDB

Gross, operating and net profit as a share of revenue over the last twelve months, from 2011.

Net margin, 12 months
27.0%
Net margin on a year earlier
+0.6 pts
Peer median
36.2%

Over the twelve months to Jun 30, 2026, Independent Bank kept 27.0% of its revenue as net profit.

Five years earlier its net margin was 31.1%.

The median for 10 regional banks of a similar size is 36.2%.

Profit margin over time

Net

Open the interactive chart, with overlays and comparisons

Fiscal year by fiscal year

Fiscal yearNet margin
FY202523.9%
FY202427.8%
FY202332.8%
FY202236.2%
FY202123.8%
FY202025.3%
FY201932.5%
FY201831.5%
FY201725.5%
FY201624.7%
FY201522.3%
FY201422.5%
FY201320.1%
FY201218.2%
FY201120.7%

Quarter by quarter

QuarterEndedNet margin, 12 monthsChange on a year
Q2 FY2627.0%+0.6 pts
Q1 FY2625.8%−1.1 pts
Q4 FY2523.9%−3.9 pts
Q3 FY2523.0%−5.5 pts
Q2 FY2526.5%−4.3 pts
Q1 FY2526.9%−4.8 pts
Q4 FY2427.8%−4.9 pts
Q3 FY2428.5%−6.2 pts
Q2 FY2430.8%−5.1 pts
Q1 FY2431.8%−4.4 pts
Q4 FY2332.8%−3.5 pts
Q3 FY2334.7%+6.9 pts

Against its peers

Companies in Banks - Regional nearest Independent Bank's size, closest first, today.

CompanyProfit margin
INDBIndependent Bank27.0%
CVBFCVB Financial36.0%
IBOCInternational Bancshares48.1%
RNSTRenasant28.7%
FBPFirst Bancorp36.2%
CATYCathay General Bancorp39.9%
FLGFlagstar Bank, National Associationn/m
FFINFirst Financial Bankshares40.4%
UCBUnited Community Banks34.0%
FIBKFirst Interstate Bancsystem30.3%
SFBSServisFirst Bancshares51.2%
Peer median36.2%

What the profit margin tells you

Profit as a share of revenue at three levels: gross (after making the product), operating (after running the business) and net (after everything, including tax and interest).

Compare within an industry. 10% is superb for a retailer and poor for a software company.

More on Independent Bank

Valuation data, not investment advice. Prices as of . Reported figures come from the company's filings with the SEC.