RLI profit margin RLI
Gross, operating and net profit as a share of revenue over the last twelve months, from 2010.
- Net margin, 12 months
- 20.3%
- Net margin on a year earlier
- +1.3 pts
- Peer median
- 15.9%
Over the twelve months to Sep 30, 2026, RLI kept 20.3% of its revenue as net profit.
Five years earlier its net margin was 23.1%.
The median for 10 property and casualty insurers of a similar size is 15.9%.
Profit margin over time
Fiscal year by fiscal year
| Fiscal year | Net margin |
|---|---|
| FY2025 | 21.4% |
| FY2024 | 19.5% |
| FY2023 | 20.1% |
| FY2022 | 34.4% |
| FY2021 | 23.7% |
| FY2020 | 16.0% |
| FY2019 | 19.1% |
| FY2018 | 7.8% |
| FY2017 | 13.2% |
| FY2016 | 14.1% |
| FY2015 | 17.3% |
| FY2014 | 17.5% |
| FY2013 | 17.9% |
| FY2012 | 15.6% |
| FY2011 | 20.4% |
Quarter by quarter
| Quarter | Ended | Net margin, 12 months | Change on a year |
|---|---|---|---|
| Q3 FY26 | 20.3% | +1.3 pts | |
| Q2 FY26 | 22.2% | +4.4 pts | |
| Q1 FY26 | 20.8% | +4.6 pts | |
| Q4 FY25 | 21.4% | +1.9 pts | |
| Q3 FY25 | 19.0% | −4.8 pts | |
| Q2 FY25 | 17.8% | −3.0 pts | |
| Q1 FY25 | 16.2% | −4.7 pts | |
| Q4 FY24 | 19.5% | −0.6 pts | |
| Q3 FY24 | 23.8% | +3.8 pts | |
| Q2 FY24 | 20.8% | −15.5 pts | |
| Q1 FY24 | 21.0% | −14.3 pts | |
| Q4 FY23 | 20.1% | −14.2 pts |
Against its peers
Companies in Insurance - Property & Casualty nearest RLI's size, closest first, today.
| Company | Profit margin |
|---|---|
| RLIRLI | 20.3% |
| SIGISelective Insurance | 9.4% |
| MCYMercury General | 14.8% |
| WTMWhite Mountains Insurance | 29.3% |
| AXSAxis Capital | 16.2% |
| THGHanover Insurance | 11.2% |
| KNSLKinsale Capital | 28.5% |
| PLMRPalomar | 18.6% |
| SLDESlide Insurance | 40.0% |
| SPNTSiriusPoint | 15.6% |
| AFGAmerican Financial | 11.5% |
| Peer median | 15.9% |
Where RLI ranks
What the profit margin tells you
Profit as a share of revenue at three levels: gross (after making the product), operating (after running the business) and net (after everything, including tax and interest).
Compare within an industry. 10% is superb for a retailer and poor for a software company.
More on RLI
Valuation data, not investment advice. Prices as of . Reported figures come from the company's filings with the SEC.