Superworth

American Financial profit margin AFG

Gross, operating and net profit as a share of revenue over the last twelve months, from 2010.

Net margin, 12 months
11.5%
Net margin on a year earlier
+2.3 pts
Peer median
15.5%

Over the twelve months to Jun 30, 2026, American Financial kept 11.5% of its revenue as net profit.

Five years earlier its net margin was 31.5%.

The median for 10 property and casualty insurers of a similar size is 15.5%.

Profit margin over time

Net

Open the interactive chart, with overlays and comparisons

Fiscal year by fiscal year

Fiscal yearNet margin
FY202510.3%
FY202410.7%
FY202310.9%
FY202212.8%
FY202130.4%
FY202011.0%
FY201910.9%
FY20187.4%
FY20176.9%
FY201610.0%
FY20155.7%
FY20147.9%
FY20139.2%
FY20129.8%
FY20117.2%

Quarter by quarter

QuarterEndedNet margin, 12 monthsChange on a year
Q2 FY2611.5%+2.3 pts
Q1 FY2610.8%+1.1 pts
Q4 FY2510.3%−0.4 pts
Q3 FY259.7%−1.2 pts
Q2 FY259.2%−1.9 pts
Q1 FY259.7%−1.4 pts
Q4 FY2410.7%−0.2 pts
Q3 FY2410.8%−0.4 pts
Q2 FY2411.1%−0.3 pts
Q1 FY2411.0%−0.4 pts
Q4 FY2310.9%−1.9 pts
Q3 FY2311.3%−3.0 pts

Against its peers

Companies in Insurance - Property & Casualty nearest American Financial's size, closest first, today.

CompanyProfit margin
AFGAmerican Financial11.5%
CNACNA Financial8.2%
RNRRenaissancere23.8%
EGEverest11.4%
KNSLKinsale Capital28.5%
THGHanover Insurance11.2%
AXSAxis Capital16.2%
LLoews9.0%
MKLMarkel14.7%
RLIRLI20.3%
CINFCincinnati Financial23.8%
Peer median15.5%

Where American Financial ranks

What the profit margin tells you

Profit as a share of revenue at three levels: gross (after making the product), operating (after running the business) and net (after everything, including tax and interest).

Compare within an industry. 10% is superb for a retailer and poor for a software company.

More on American Financial

Valuation data, not investment advice. Prices as of . Reported figures come from the company's filings with the SEC.