Cincinnati Financial profit margin CINF
Gross, operating and net profit as a share of revenue over the last twelve months, from 2010.
- Net margin, 12 months
- 23.8%
- Net margin on a year earlier
- +8.2 pts
- Peer median
- 13.8%
Over the twelve months to Jun 30, 2026, Cincinnati Financial kept 23.8% of its revenue as net profit.
Five years earlier its net margin was 30.2%.
The median for 10 property and casualty insurers of a similar size is 13.8%.
Profit margin over time
Fiscal year by fiscal year
| Fiscal year | Net margin |
|---|---|
| FY2025 | 18.9% |
| FY2024 | 20.2% |
| FY2023 | 18.4% |
| FY2022 | −7.4% |
| FY2021 | 30.6% |
| FY2020 | 16.1% |
| FY2019 | 25.2% |
| FY2018 | 5.3% |
| FY2017 | 18.2% |
| FY2016 | 10.8% |
| FY2015 | 12.3% |
| FY2014 | 10.6% |
| FY2013 | 11.4% |
| FY2012 | 10.2% |
| FY2011 | 4.3% |
Quarter by quarter
| Quarter | Ended | Net margin, 12 months | Change on a year |
|---|---|---|---|
| Q2 FY26 | 23.8% | +8.2 pts | |
| Q1 FY26 | 21.3% | +8.1 pts | |
| Q4 FY25 | 18.9% | −1.3 pts | |
| Q3 FY25 | 17.6% | −7.7 pts | |
| Q2 FY25 | 15.6% | −4.6 pts | |
| Q1 FY25 | 13.2% | −9.0 pts | |
| Q4 FY24 | 20.2% | +1.8 pts | |
| Q3 FY24 | 25.3% | +8.1 pts | |
| Q2 FY24 | 20.2% | +5.7 pts | |
| Q1 FY24 | 22.2% | +22.1 pts | |
| Q4 FY23 | 18.4% | +25.8 pts | |
| Q3 FY23 | 17.1% | +17.6 pts |
Against its peers
Companies in Insurance - Property & Casualty nearest Cincinnati Financial's size, closest first, today.
| Company | Profit margin |
|---|---|
| CINFCincinnati Financial | 23.8% |
| WRBW. R. Berkley | 12.9% |
| MKLMarkel | 14.7% |
| LLoews | 9.0% |
| EGEverest | 11.4% |
| RNRRenaissancere | 23.8% |
| CNACNA Financial | 8.2% |
| AFGAmerican Financial | 11.5% |
| ALLAllstate | 19.0% |
| TRVTravelers Companies | 17.0% |
| KNSLKinsale Capital | 28.5% |
| Peer median | 13.8% |
Where Cincinnati Financial ranks
What the profit margin tells you
Profit as a share of revenue at three levels: gross (after making the product), operating (after running the business) and net (after everything, including tax and interest).
Compare within an industry. 10% is superb for a retailer and poor for a software company.
More on Cincinnati Financial
Valuation data, not investment advice. Prices as of . Reported figures come from the company's filings with the SEC.